VA Approved!

Posted on November 7, 2013 by Ray Williams (NMLS #216267).

Recently my team came across a very complicated . Our client is self-employed with a new business that they started two years ago. The keyword “difficult”, not impossible. The client had numerous layers to his business surrounding his pay structure and tax filings. We had many discussions and cooperation with the client’s CPA. Lets just […] …read more

FHA & VA Rates dip, should you refinance?

Posted on December 1, 2008 by Ray Williams (NMLS #216267).

The latest news is that the treasury is going to buy up agency debt, and mortgage bonds responded positively. What we saw off of that news was an initial push positive, then a retraction. Recently 30 year fixed rates have been in the ranges of 5.5%-6% at this current time. If you have a VA […] …read more