TRUSTED
COLORADO
MORTGAGE
BROKER

TAKE the
stress
out of
mortgage
solutions.

Hire a Veteran
Owned,
independent
Broker.

Book an Appointment

Previous slide

Next slide

Veteran-Owned Colorado Mortgage Broker

Serving Colorado, California, and Texas Homeowners.

Get to Know Us

Top-Tier Mortgage Brokering and Advice

Schedule a Call

Growing Community Relationships.

Mortgage Brokers in Denver, CO

We are the highest rated independent mortgage broker in Denver.

Working with this group of caring and conscientious professionals was such a positive experience. They added so much value to the process of purchasing our home in a new state. We highly recommend Mortgage Maestro Group to one and all.
read moreread less

Julie Bear
7/04/2024
I recently had the pleasure of working with Ray, Scott, and Aurelia from Mortgage Maestro Group as I navigated the complex process of buying a home in Brighton, CO while moving from out of state. Their exceptional service and dedication made the entire experience smooth and stress-free. Ray was incredibly accessible throughout the entire process. He took the time to patiently answer all my questions, ensuring I felt informed and confident every step of the way. His willingness to walk me through the details was immensely helpful, especially given the challenges of relocating from another state. Scott was equally impressive, consistently responsive and thorough. He provided me with monthly quotes for numerous houses, which allowed me to make well-informed decisions. His efforts ensured I had all the necessary information to choose the right home for my needs. Aurelia was also instrumental in our successful home purchase. She ensured I had all the necessary documents for underwriting and worked diligently to meet our 20-day close period. Her attention to detail and commitment to staying on schedule were truly commendable. One of the standout aspects of their service was the individualized videos they created. These videos allowed us to review information at our convenience and served as a valuable reference throughout the process. This personalized touch demonstrated their commitment to accommodating our schedule and providing top-notch service. Overall, working with Ray, Scott, and Aurelia was a fantastic experience. Their professionalism, responsiveness, and personalized approach made buying a home in Brighton a positive and memorable journey. I highly recommend them to anyone looking for a reliable and supportive lender.
read moreread less

Brena Huber
6/05/2024
The team at The Mortgage Maestro Group are cohesive and seamless, from start to finish! We thoroughly appreciated their attention to detail, proactive work ethics, and helpful insights throughout our process of purchasing our first home. The Mortgage Maestro Group are extremely responsive and knowledgeable; we are grateful for the expertise they offered!
read moreread less

Kristen Barrante
6/04/2024
Had the please of working with the Maestro Group in Colorado. I am out of state so very much appreciated the constant communication and reminders to complete the transaction. Good feedback also when I would ask them specific questions overview of the process. Made this purchase much easier than my previous home buying experiences.
read moreread less

Dina L
6/03/2024
Working with the Mortgage Maestro Group has been great! They have been able to answer all my questions along with providing lots of advice along the way. I would definitely recommend them.
read moreread less

Andrew Pavey
5/18/2024
Ray helped us with our first home purchase 6 years ago, and continues to be a resource for us today. He's very thoughtful in his approach, and takes time to understand the full scope of what we're trying to achieve. He's always provided great advice and guidance even in situations where he doesn't benefit from the course he advised on. I'd recommend calling Ray for anything related to residential finance.
read moreread less

Tyler Ryon
5/18/2024
Working with Ray and his team was a great experience. His experience with running numbers is unmatched. He provided my wife and us with our finance options between FHA and Conventional. From there, my wife and I made the decision best for our family and he reassured we made the right decision. Attention to little details was also amazing. I had mentioned my wife was from South America and later on in the process, he asked if we would liken a bilingual realtor so my wife can be more comfortable speaking in her native language. Whether it’s your 1st home or 5th, the guidance his team provides makes the process smooth. I’m looking forward to working with him again using my VA loan!
read moreread less

Jonathan Monroy
5/07/2024
Natalie went above and beyond when it came to my closing. She took the time to answer my questions and concerns. Thank you, Natalie and the Mortgage Maestro Group.
read moreread less

Stephanie Elias
5/03/2024
Did everything we asked, promptly. Allowed us to get the loan we needed and close in ~3 weeks! Very easy to work with and responsive. Actually reached out to the seller to ensure they knew we had been pre-approved etc, facilitating our offer. Thanks Maetro's!
read moreread less

Bill Steen
5/02/2024
Ray and the team at Mortgage Maestro exceeded our expectations while guiding us through the process of buying our first home. As small business owners, we were looking for a flexible team to navigate our more complex income situation, and Mortgage Maestro delivered. They provided extremely valuable insight to help us get a comfortable rate and were incredibly responsive throughout the entire process. A special shout out to Ray for going the extra mile, working with us beyond regular business hours when our timing was tight. Honestly, their dedication made a significant impact on our future. Couldn't recommend them enough
read moreread less

Sonia Polyzos
1/19/2024
Ray and his team were amazing. This was our first time buying a home, so we were new to the whole process and not sure what to expect. We had spoken with a few other folks before committing to Mortgage Maestro - we ran into some shady characters and some who said they knew what they were doing (and actually almost screwed our loan process and delayed everything). Thankfully we found Ray who guided us through everything. Ray is also a veteran which was a bonus for us since we used the VA loan. Mortgage Maestro was ok being patient and not trying to rush us, and would take the time get on calls with us whenever we had questions about anything. They also send video recaps after big calls/emails to help re-explain everything which was useful. Great team Mortgage Maestro - highly recommend.
read moreread less

Kris Aguilar
1/16/2024
I've used Mortgage Maestro for two home purchases now and they're absolutely fantastic. We definitely put them to the test on this last one with the need for a quick close and they delivered. My wife and I are always talking about how great they are after every phone call or video chat we have with Ray, Scott, or Aurelia. Love having them on my team.
read moreread less

Ian Wymore
12/16/2023
Scott, Aurelia, and Ray made the homebuying process as easy and painless as possible. They were always quick to respond, gave good advice, and explained all the nuances involved in a clear way. Would highly recommend them for either experienced or first-time homebuyers.
read moreread less

Kevin Yordy
9/14/2023
We have done two loans through them. Very friendly and helpful staff.
read moreread less

Dariely LeMay
6/15/2023
Ray and his team were amazing. We had a complicated situation and they we on it - so thankful we used them!
read moreread less

Nicholas Burke
5/26/2023

Mortgage Videos

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LkNNTTBRbW43R1VB

Mortgage Maestro Group 189

DENVER Colorado Home Prices are Crashing in 2024?! 😱 [The Actual TRUTH!!]

Mortgage Maestro Group September 13, 2024 9:00 pm

Denver, Colorado Home Prices are Crashing in 2024?! The Actual Truth! Are you a first-time home buyer or a real estate investor in Denver, Colorado? As the Denver housing market evolves, many wonder: Are home prices crashing in 2024? There's been plenty of speculation, with headlines driving panic. But let's cut through the noise and get to the facts!

In this short video, we'll explore what is happening in Denver, Colorado's growing housing market and why you should be cautious around those who claim that home prices are crashing in Denver, Colorado, in 2024!

🔍 Key Highlights:
⭐ Revealing the actual data of the list price to sales price ratio in Denver, Colorado
⭐ Average days in the market for homes for sale in Denver, Colorado
⭐ Proceed with caution about articles that talk about the home price decline in Denver, Colorado

Watch the FULL video to learn more! If you want to know more tips when buying a house for the first time, or if you're interested in the housing market in Denver, Colorado, don't hesitate to reach out! Like this content? Hit the LIKE and SUBSCRIBE buttons for more!

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

📌 *Are you looking to buy a home in Denver, Colorado? Click here to get a FREE DENVER HOMEBUYING GUIDE* https://connect.buyorsellrealestatenow.com/denverhomebuyingguide

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

👇Subscribe to my channel for more videos like this👇
https://www.youtube.com/c/MyOnlineMortgageNet

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

We're a veteran-owned, top-rated independent mortgage brokerage based in Colorado, specializing in mortgage planning and home financing. Our mission is to empower you to build wealth through real estate.

With a focus on the Denver housing market, we provide expert advice and education on mortgage loans, buying a house in Denver, real estate financing, and navigating the complexities of homeownership. Whether you're a first-time home buyer, interested in house hacking, or delving into real estate investing, our storytelling approach will guide you through every step of the process.

We upload videos weekly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your largest asset.

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 ray@mortgage-maestro.com
🌐 https://mortgage-maestro.com/

#denvercolorado #mortgage #realestate #mortgagemaestro
#denvercohomeprices #denvercohousingmarket #denvercomortgagebroker

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LkNNTTBRbW43R1VB

DENVER Colorado Home Prices are Crashing in 2024?! 😱 [The Actual TRUTH!!]

Mortgage Maestro Group September 13, 2024 9:00 pm

Can You Afford to Buy a House in Denver, Colorado in 2024?! Watch Before Moving! Are you considering moving to Denver, Colorado, and wondering if you can afford to move and buy your dream home? This video is for you! In today's episode, we are diving into some of the essential things you need to know to help you make an informed decision before packing your bags and moving to the Mile High City.

Here's everything you need to know about whether you can afford to buy a house in Denver, Colorado in 2024:
1. Cost of Living - Denver's cost of living is about 10% higher than the national average, with groceries 4% higher, utilities 14% lower, and transportation costs 2% higher.
2. Dining Costs - Denver's dining scene is vibrant, but restaurant prices are around 6% higher than the national average.
3. Median Income - The median household income for a single individual in Denver is $77,000, which is 30% higher than the national average of $59,000.
4. Housing Market Growth - Denver's average home price has increased by 75% over the past decade, significantly higher than the national average increase of 45%.
5. Rent Increases - The Average rent in Denver has risen by 60% over the past ten years, compared to a 35% national increase.
6. Income vs. Cost of Living - Higher median incomes in Denver help offset the higher cost of living, but the balance between income and expenses is an essential consideration for potential movers
7. Housing Affordability - The significant rise in home prices and rent may challenge affordability for new residents despite the higher local incomes.
8. Denver's Appeal - The city's lifestyle, including attractions like world-class skiing, continues to draw people despite the higher cost of living.

Moving to Denver is not just about embracing the mountains and the snow; it's about balancing the city's higher costs against your financial goals. Make sure your budget aligns with the realities of living in one of the most sought-after cities in the U.S.

Watch the FULL video to learn more! If you want to know more about mortgage, investing, or home-buying tips in Denver, Colorado, don't hesitate to reach out! Like this content? Hit the LIKE and SUBSCRIBE buttons for more!

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

📌 *Are you looking to buy a home in Denver, Colorado? Click here to get a FREE DENVER HOMEBUYING GUIDE* https://connect.buyorsellrealestatenow.com/denverhomebuyingguide

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

👇Subscribe to my channel for more videos like this👇
https://www.youtube.com/c/MyOnlineMortgageNet

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

We're a veteran-owned, top-rated independent mortgage brokerage based in Colorado, specializing in mortgage planning and home financing. Our mission is to empower you to build wealth through real estate.

With a focus on the Denver housing market, we provide expert advice and education on mortgage loans, buying a house in Denver, real estate financing, and navigating the complexities of homeownership. Whether you're a first-time home buyer, interested in house hacking, or delving into real estate investing, our storytelling approach will guide you through every step of the process.

We upload videos weekly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your largest asset.

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 ray@mortgage-maestro.com
🌐 https://mortgage-maestro.com/

#mortgage #mortgagemaestro #denvercolorado #denverhomebuyingtips
#denverhomebuyingguide #buyingahouseindenverco #denvercomortgagebroker

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LnNFbXRPWjBSZ1hF

Buying a Home in DENVER Colorado 2024: Can I AFFORD It?! 😱 [Denver Homebuyers Beware!]

Mortgage Maestro Group September 6, 2024 9:00 pm

4 Game-Changing Reasons to Pay Off Your Mortgage Early! Pro Tips for Denver Homebuyers! Owning a home in Denver, Colorado, is more than just a dream; it's a financial commitment that shapes your future. If you've been in your Denver home for a while and have disposable income, consider paying off your mortgage early. In today's video, we'll break down four game-changing reasons to pay off your mortgage early and everything you need to know before you start paying off that mortgage!

Here are the four game-changing reasons to pay off your mortgage early:
1. Duration in your home - If you plan to leave quickly, investing the money might be a better option.
2. Current interest rate - With low rates, investing could yield higher returns than paying off the mortgage.
3. Retirement savings - Maximize retirement accounts like a 401(k) to build wealth outside of your mortgage.
4. Comfort with financial markets - Your tolerance for market fluctuations should influence whether you invest or pay off the mortgage.

Here are the other critical highlights covered in this video about mortgages and paying them off early:
1. Evaluate if paying off your mortgage early suits you
2. Importance of discipline.
3. An emergency fund is essential.
4. Benefits of paying off your mortgage early.
5. Review your spending.
6. Consider inflation and changes in your financial mindset.
7. Account for rising costs.
8. Different philosophies on mortgage payoff vs. investment.
10. Personalization of financial decisions.

Whether you decide to pay off your mortgage early or not, understanding your relationship with money and carefully planning your financial future is crucial. Watch the FULL video! If you want more tips about mortgages, investing, or buying a home in Denver, Colorado, don't hesitate to reach out! Like this content? Hit the LIKE and SUBSCRIBE buttons for more!

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

📌 *Are you looking to buy a home in Denver, Colorado? Click here to get a FREE DENVER HOMEBUYING GUIDE* https://connect.buyorsellrealestatenow.com/denverhomebuyingguide

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

👇Subscribe to my channel for more videos like this👇
https://www.youtube.com/c/MyOnlineMortgageNet

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

We're a veteran-owned, top-rated independent mortgage brokerage based in Colorado, specializing in mortgage planning and home financing. Our mission is to empower you to build wealth through real estate.

With a focus on the Denver housing market, we provide expert advice and education on mortgage loans, buying a house in Denver, real estate financing, and navigating the complexities of homeownership. Whether you're a first-time home buyer, interested in house hacking, or delving into real estate investing, our storytelling approach will guide you through every step of the process.

We upload videos weekly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your largest asset.

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

📌 *Are you looking to buy a home in Denver, Colorado? Click here to get a FREE DENVER HOMEBUYING GUIDE* https://connect.buyorsellrealestatenow.com/denverhomebuyingguide

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

👇Subscribe to my channel for more videos like this👇
https://www.youtube.com/c/MyOnlineMortgageNet

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

We're a veteran-owned, top-rated independent mortgage brokerage based in Colorado, specializing in mortgage planning and home financing. Our mission is to empower you to build wealth through real estate.

With a focus on the Denver housing market, we provide expert advice and education on mortgage loans, buying a house in Denver, real estate financing, and navigating the complexities of homeownership. Whether you're a first-time home buyer, interested in house hacking, or delving into real estate investing, our storytelling approach will guide you through every step of the process.

We upload videos weekly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your largest asset.

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 ray@mortgage-maestro.com
🌐 https://mortgage-maestro.com/

#mortgage #mortgagemaestro #denvercolorado #denverhomebuyingtips #denvermortgagetips #denvercoloradorealestate #denverhomebuyingguide

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3Ll9iMmZFd1MwM3Zr

4 Game-Changing Reasons to Pay Off Your Mortgage Early! | Pro Tips for Denver Homebuyers! 🤯

Mortgage Maestro Group August 30, 2024 9:00 pm

Follow @MortgageMestro on YouTube

Veteran-Owned Colorado Mortgage Broker

Serving Colorado, California, and Texas Homeowners.

Serving Colorado, California, and Texas Homeowners.

Top-Tier Mortgage Brokering and Advice

Top-Tier Mortgage Brokering and Advice

Growing Community Relationships.

Growing Community Relationships.

Educating Borrowers.

Educating Borrowers.

Offering More Loan Products Than Ever Before.

Offering More Loan Products Than Ever Before.

Earning a 5-Star Rating on Google.

Earning a 5-Star Rating on Google.

Mortgage Brokers in Denver, CO

Search for Homes

Schedule a Call

Get Pre-Approved

Run Calculations

View Property Values

Build Wealth

Follow Ray Williams

Read Blog

Request Rate Quote

Serach for Homes

Schedule a Call

Get Pre-Approved

Run Calculations

View Property Values

Build Wealth

Follow Ray William

Read Blog

Request Rate Quote

We are the highest rated independent mortgage broker in Denver.

Mortgage Videos

DENVER Colorado Home Prices are Crashing in 2024?! 😱 [The Actual TRUTH!!]

Top 2% US Mortgage Broker.

303.779.0591

Ray@mortgage-maestro.com

Hablamos Español