Buy a House Now or Wait? The Data Will Surprise You! The housing market is full of fear, hype, and mixed advice — but what does the real data actually say? In this video, I’ll break down housing trends from 2008 through 2025 and give you a clear, fact-based look at whether buying a home right now makes sense or if you should wait.
Chapters:
00:00 – Intro: Why this video matters
00:34 – Key life factors before buying
01:00 – Housing forecast: short-term vs long-term
01:35 – 2008 vs 2025: Lessons from the crash
02:35 – Population & buyer age trends
04:25 – Housing inventory today vs 2008
05:45 – Credit scores & down payments then vs now
07:00 – Interest rates & affordability
07:45 – Homeowner equity vs 2008
08:40 – Net worth: Renters vs homeowners
09:30 – What the next 1–3 years might look like
10:30 – Mortgage rates outlook
11:20 – Inventory forecast & shortages
12:10 – Home price growth predictions
12:45 – Equity cushions & foreclosure risk
13:15 – Affordability crunch & buyer options
13:55 – Regional differences: Coasts, Sunbelt, Midwest
15:30 – Big takeaways: Should you buy or wait?
16:20 – Final thoughts + viewer Q&A
Data Sources Referenced in This Video:
U.S. Census Bureau – Housing & Population Data
Federal Reserve – Net Worth, Equity & Renter vs. Owner Wealth Gap
National Association of Realtors – Buyer Age, Down Payments & Homeownership Trends
Realtor.com – Active Listings & Inventory Data
Freddie Mac – 30-Year Fixed Mortgage Rate History
Experian & Ellie Mae – Credit Score Averages for Buyers
Bankrate & Rocket Mortgage – First-Time Buyer Financing Trends
Need help building your real estate team or exploring mortgage options? Schedule a free consultation: calendly.com/mortgagemaestro
Questions or comments? Drop them below — we respond to everyone!
Like & Subscribe for more real estate tips that build long-term wealth.
⬇️⬇️⬇️⬇️⬇️⬇️⬇️
📌 *Are you looking to buy a home in Colorado, California, Texas, Wyoming, or Florida? Contact us to get started: https://mortgage-maestro.com/contact/
⬆️⬆️⬆️⬆️⬆️⬆️⬇️
👇Subscribe to my channel for more videos like this👇
https://www.youtube.com/@mortgagemaestro
⬇️⬇️⬇️⬇️⬇️⬇️⬇️
We're a veteran-owned, top-rated independent mortgage broker servicing Colorado, California, Wyoming, Texas, and Florida. Our mission is to empower you to build wealth through real estate, with a focus on expert advice and education on mortgages.
Whether you're a first-time home buyer interested in house hacking or real estate investing, our storytelling approach will guide you through every step of the process.
We upload videos regularly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your most significant asset.
⬆️⬆️⬆️⬆️⬆️⬆️⬇️
RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 [email protected]
#BuyOrWait #HousingMarket2025 #HomeBuyingTips #RealEstateAdvice #FirstTimeHomebuyer #MarketUpdate