LOAN PROCESS

Mortgage Maestro Group leads the way so you can concentrate on your life more than your loan.

Step 1.

Decide how much you can afford.

A couple of factors determine this amount. What kind of monthly payment are you looking for? What is the maximum you can borrow from a lender, given your income and credit history? You can get a good idea of your preferred payment amount using the calculators on our website. We’ll also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we’ll get you a good idea of what kind of terms and loan programs you can expect to benefit most from.

This step is where Mortgage Maestro Group can start to save you money. You will provide info about your employment, assets, and your residence history. You’ll give us your employment, asset, and residence history information. We will get your credit report and score with your permission. After we have reviewed all this info we provide a letter of pre-approval. 

Step 2.

Get pre-approved for a home loan.

Step 3.

Shop for a home and get your loan.

While you’re shopping for your new home, we are researching the loan that best fits your needs. Handle your pre-approval letter with care – it is a useful tool when you make your offer! Your agent should use your pre-approval to make the best offer on the home you choose. 

After you’ve made the offer and the sellers accept it, it’s time to apply for the loan. Applying for your loan could not be much easier; you can apply right here on our site. After the offer has been accepted and you have submitted your loan application, we’ll order a professional appraisal on the home.

The real estate agents will find a title company to handle the “funding” and closing of the sale. We’ll coordinate with this company to ensure all the papers your lender requires are in order, and you’ll probably likely sign all these papers at their office. We work with with this company on your date of closing. Because you will not have to coordinate this process, you get to concentrate on the move, painting, new carpet, and all the details of moving into a new home. You’ve answered a few questions, given us lots of information, applied online, and the next thing you know, you’re moving in! We take care of the legwork so you can focus on finding the new home that’s right for you.

Step 4.

Close on your home and move in.