VA Home Loans

VA home loans (available to qualified veterans, surviving spouses) in Denver allow you to buy a home without a down payment. You can buy 1-4 unit homes, and approved condos with a VA mortgage. The VA does not impose a maximum loan amount. Meaning lenders can lend above the effective loan limits, but the Veteran may be required to make a down payment. For more information on loans above the effective loan limit, please call to discuss (303)779-0591.

A Certificate of Eligibility from the VA must be presented to the lender to qualify for the loan.

You have served your country! Now let the mortgage world serve you. Ray is a veteran of the Navy, so thanks from us to you!

Other benefits of a VA loan include

  • Lower interest rates than conventional mortgages.
  • Fixed or adjustable rate terms
  • Closing costs are sometimes lower than other financing types.
  • No private mortgage insurance (PMI) requirement.
  • No Pre-payment penalties
  • Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
  • 620 Minimum FICO score (Exceptions for NO FICO score)
  • Waiver of funding fee should the Veteran qualify with sufficient service-related disability

VA Home Loans for Denver

Serving one’s country is the greatest sacrifice one can make. To recognize that sacrifice of service, the United States offers present and past service members the opportunity to realize the dream of homeownership through VA loans.

So what are VA home loans and how do they work? In this guide, we’ll answer common questions that veterans have about VA loans.