VA home loans (available to qualified veterans, surviving spouses) in Denver allow you to buy a home without a down payment. You can buy 1-4 unit homes, and approved condos with a VA mortgage. The VA does not impose a maximum loan amount. Meaning lenders can lend above the effective loan limits, but the Veteran may be required to make a down payment. For more information on loans above the effective loan limit, please call to discuss (303)779-0591.
A VA loan can be used to buy a home, and even improve a home with energy-saving features such as solar or heating/cooling systems, water heaters, insulation, weather-stripping/ caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA.
A Certificate of Eligibility from the VA must be presented to the lender to qualify for the loan.
You have served your country! Now let the mortgage world serve you. Ray is a veteran of the Navy, so thanks from us to you!
Serving one’s country is the greatest sacrifice one can make. To recognize that sacrifice of service, the United States offers present and past service members the opportunity to realize the dream of homeownership through VA loans.
So what are VA home loans and how do they work? In this guide, we’ll answer common questions that veterans have about VA loans.