Buying a Home in Denver: Is 2026 the Year to Leave Your 3% Rate? Are you thinking of moving but stuck with a low 3% mortgage rate? In 2026, it might be time to rethink your options. The real estate market in Denver is shifting, and there are key factors you need to know before making a move. Whether it’s family needs, a job relocation, or simply a change of scenery, this video breaks down everything you should consider before deciding to leave that 3% rate behind.
What You’ll Learn in This Video:
1. Why 2026 could be the year to move despite your low mortgage rate – the impact of rising inventory and life events.
2. Creative Financing Solutions – Learn about temporary and permanent buy-downs, including the 3-2-1 buy-down strategy.
3. Is it time to sell or rent out your home? – Key questions to ask before deciding to become a landlord.
4. Should you assume a mortgage? – Understanding how assumable mortgages work and how you can benefit.
5. Wage Growth vs. Home Prices – How Colorado’s projected wage growth may impact your purchasing power in Denver.
6. The importance of pre-approval and closing costs – Why getting pre-approved early can save you time and money.
7. When refinancing makes sense – Could refinancing be the answer to your financial situation?
Share this video with anyone you know who is considering a move and has questions about their mortgage. Contact me if you’re ready to start your home-buying journey or need advice on financing options. I’m here to help!
Explore our website: https://mortgage-maestro.com/
Book a FREE session with me: calendly.com/mortgagemaestro
Subscribe for more real estate tips, Denver market updates, and smart buyer advice.
⬇️⬇️⬇️⬇️⬇️⬇️⬇️
📌 *Are you looking to buy a home in Colorado, California, Texas, Wyoming, or Florida? Contact us to get started: https://mortgage-maestro.com/contact/
⬆️⬆️⬆️⬆️⬆️⬆️⬇️
👇Subscribe to my channel for more videos like this👇
https://www.youtube.com/@mortgagemaestro
⬇️⬇️⬇️⬇️⬇️⬇️⬇️
We're a veteran-owned, top-rated independent mortgage broker servicing Colorado, California, Wyoming, Texas, and Florida. Our mission is to empower you to build wealth through real estate, with a focus on expert advice and education on mortgages.
Whether you're a first-time home buyer interested in house hacking or real estate investing, our storytelling approach will guide you through every step of the process.
We upload videos regularly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your most significant asset.
⬆️⬆️⬆️⬆️⬆️⬆️⬇️
RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 [email protected]
#DenverRealEstate #HomeBuying2026 #MortgageAdvice #DenverHomes #RealEstateTips
#AssumableMortgage #HomeBuying #CreativeFinancing #BuyersMarket #DenverHousing
#RefinanceTips #MovingToDenver
