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We are the highest rated independent mortgage broker in Denver.

Scott and Ray were great to work with. Timely communication and they put together multiple funding scenarios to help me plan out my purchase.
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Christopher Brymer
5/05/2025

I had the pleasure of doing an initial consult with Ray who walked me through my options given my circumstances. He gathered information thoughtfully to really get informed on my specifics. He continued to intentionally and thoughtfully follow my case. He was very personable and even offered to help me with by organizations job search via sharing our job post via his LinkedIn when I shared I was down one team member. What a guy! Highly recommend working with Mortgage Maestro!!
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Bridget Sanchez
4/29/2025

Scott Anderson was so easy to work with. His knowledge and patience helped make this a very easy, stress-free experience. Scott communicates well and frequently - and is always so patient in answering questions. We really appreciated Scotts help with this big life event and would highly recommend him!! Thank you again Scott!!!
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Monica Piguee
4/05/2025
Ray was amazing, held our hand through the whole process, was very communicative and gave great advice . Highly highly recommend especially if you are a first time buyer.
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Elise Clufetos
3/21/2025

Ray, Scott & Aurelia were all a pleasure to work with. My husband and I enjoyed learning what they had to share and felt more confident in our decision on a home loan with their help. Thank you for making our loan process a breeze!
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Cherith Frame
3/15/2025

Ray and Scott were incredible throughout our home buying process. They took extra care to explain all details thoroughly and answer any of our questions promptly. We could always get a hold of Scott whenever we needed something which was excellent for how quickly we moved through the process. I cannot recommend the Mortgage Maestros team enough!
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Claire Charpentier
3/13/2025
Ray Williams and his team at Mortgage Maestro Group were wonderful to work with. Their lending team had great communication and professionalism. We recently worked together. If you are looking for an experienced lender in the Denver Metro area reach out to Mortgage Maestro, they will take good care of you!
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Nina Mooney
2/28/2025

Ray and team were complete professionals the entire way through our refinance process. They took the time to listen to me and worked to show me a few loan scenarios so I could make the best decision for my financial situation. Definitely give them a call if you want competitive rates and great service.
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Michael Shane
2/15/2025

Ray, Scott, Aurelia, and the Mortgage Maestro Group are great! They are thorough, patient, and are more than willing to help walk you through every step of the way. They helped me purchase my first home and hopefully not the last. I will definitely be using them for years to come. Thanks again to the Mortgage Maestro Group Team!
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Raul Alanis
1/29/2025
Ray was very helpful in helping us analyze our refinance.
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Andy Carroll
1/14/2025

I have put off the idea of being a homeowner for many years, getting like this was out of reach. This group of wonderful people have shown me the way! What I thought was impossible, can be a reality! They have been supportive and responsive to help ensure this endeavor really worked for us within our means and was dedicated entirely to our peace of mind throughout the process. I recommend for anyone uncertain of the ability of becoming a home owner. There is a ton of information out there and some of it can be discouraging. Let them help guide you to see what you can really do for yourself and family. Always worth looking into at the very least! What I thought would never happen is now my new world!
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Alaina Dewey
12/27/2024

Great guys to work with. Ray and Scott always made themselves available when I needed them. They take an educational approach to the home buying process and help guide you through all the steps along the way. I would definitely recommend Maestro Group to my friends/family/colleagues.
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Dalton Klepper
12/12/2024
Ray and his team (we specifically worked with Scott) were extremely helpful and professional in helping us get our mortgage. Over the years, Ray and Scott kept in touch every so often, and were always available to answer our questions regarding rising and falling interest rates. A few years later we refinanced our original mortgage, again with Ray and Scott. The next time we feel we need to deal with a mortgage we will be calling Mortgage Maestro group.
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Stephen Gonzales
12/10/2024

Everyone on this team did everything possible for our little family and ensured our house buying process was as streamlined as humanly possible.extremely recommended and was a absolute pleasure dealing with them
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beto detoro
11/09/2024

Been working with Ray, Scott & the team at Mortgage Miestro for many years. There are very good reasons. Whether I’m purchasing a new home, rental or refinancing I always get the best rate available, excellent communication, professionalism & integrity. Just Excellent!
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michael dichter
10/15/2024

Mortgage Videos

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LngtQ0RWd01jUHI0

Understand if buying down your mortgage rate is a smart financial move. We explore rate cycles and loan terms to help you make the best decision. #MortgageRates #BuyDown #HomeFinance #InterestRates #LoanOptions #RealEstateTips #MortgageAdvice #FinancialPlanning #HomeBuying #RateCycles

Mortgage Maestro Group 241

Mortgage Rate Buy Down: Is It Worth It?

Mortgage Maestro Group May 16, 2025 10:00 pm

Understand if buying down your mortgage rate is a smart financial move. We explore rate cycles and loan terms to help you make the best decision. #MortgageRates #BuyDown #HomeFinance #InterestRates #LoanOptions #RealEstateTips #MortgageAdvice #FinancialPlanning #HomeBuying #RateCycles

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LngtQ0RWd01jUHI0

Mortgage Rate Buy Down: Is It Worth It?

Mortgage Maestro Group May 16, 2025 10:00 pm

Considering a home purchase but unsure about affordability? This video outlines a 6-step plan to help you determine what you can afford with a clear, practical approach.

In this video, you’ll learn how to:
1. Evaluate your income and budget for stability and future planning.
2. Align homeownership with your lifestyle and financial goals.
3. Plan your down payment while balancing liquidity and risk.
4. Estimate total homeownership costs, including taxes, insurance, and maintenance.
5. Calculate your debt-to-income ratio to strengthen your mortgage application.
6. Use mortgage calculators effectively with realistic interest rate scenarios.

We also share tips on maintaining strong credit during the mortgage process. Subscribe for more mortgage education and homebuying guidance tailored to today’s market.

📲 Book a call for FREE: calendly.com/mortgagemaestro

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

📌 *Are you looking to buy a home Colorado, California, Texas, Wyoming, or Florida? Contact us to get started: https://mortgage-maestro.com/contact/

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

We're a veteran-owned, top-rated independent Denver mortgage broker. Our mission is to empower you to build wealth through real estate.

With a focus on expert advice and education on mortgages. Whether you're a first-time home buyer, interested in house hacking, or delving into real estate investing, our storytelling approach will guide you through every step of the process.

We upload videos regularly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your largest asset.

⬆️⬆️⬆️⬆️⬆️⬆️⬇️

RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 [email protected]

#homebuyingtips2025 #homeaffordability #mortgagetips #mortgagemaestro

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LjdoejRSSHJlQ2Rj

How to Know If You Can Afford A House in 6 Steps

Mortgage Maestro Group May 16, 2025 9:00 pm

Explore if paying mortgage discount points is worth it. We analyze scenarios to show how borrowing slightly more without points can save money on principal and interest in the long run. #MortgageTips #DiscountPoints #SaveMoney #FinanceHacks #MortgageStrategy #RealEstateInvesting #HomeBuying #InterestRates #MortgageAdvice #FinancialPlanning

YouTube Video VVUzREl0Qm9TOGZZS2tSTEdjakIyUld3LnByVWFDQ25WTkJN

Mortgage Points: Save Money or Pay More?

Mortgage Maestro Group May 15, 2025 7:47 pm

Follow @MortgageMestro on YouTube

Veteran-Owned Colorado Mortgage Broker

Serving Colorado, California, Florida, Wyoming and Texas Homeowners.

Serving Colorado, California, Florida, Wyoming and Texas Homeowners.

Top-Tier Mortgage Brokering and Advice

Top-Tier Mortgage Brokering and Advice

Growing Community Relationships.

Growing Community Relationships.

Educating Borrowers.

Educating Borrowers.

Offering More Loan Products Than Ever Before.

Offering More Loan Products Than Ever Before.

Earning a 5-Star Rating on Google.

Earning a 5-Star Rating on Google.

Mortgage Brokers in Denver, CO

Search for Homes

Schedule a Call

Get Pre-Approved

Run Calculations

View Property Values

Build Wealth

Build Wealth

Follow Ray Williams

Read Blog

Request Rate Quote

Serach for Homes

Schedule a Call

Get Pre-Approved

Run Calculations

View Property Values

Build Wealth

Follow Ray William

Read Blog

Request Rate Quote

We are the highest rated independent mortgage broker in Denver.

Mortgage Videos

Mortgage Rate Buy Down: Is It Worth It?

Top 2% US Mortgage Broker.

303.779.0591

[email protected]

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