Is the housing market finally resetting in 2026? While some headlines suggest a collapse, the reality on the ground in Denver and across the U.S. looks more like a return to a balanced market. This video breaks down the specific facts, inventory data, and interest rate projections you need to know if you’re planning to buy a home this spring.
We dive into the "Lock-in Effect," easing up, why home inspections have become the new negotiation battlefield, and the reality of Denver’s 2026 inventory shifts. Whether you’re looking at single-family homes or the shifting condo market, this guide provides a transparent look at the current data from Redfin, Realtor.com, and the NAR.
What you will learn in this video:
1. National vs. Local Inventory: Why U.S. inventory is up 9% year-over-year and what that looks like for the Denver metro area.
2. The 2026 Sales Forecast: A breakdown of Redfin’s 3% growth prediction vs. the NAR’s optimistic 14% projection.
3. Interest Rate Reality: How the 6.1% to 6.3% range is impacting the "Lock-in Effect" and bringing past sellers back into the market.
4. The Inspection Strategy: Why more homes are returning to the market after failed inspections and how to negotiate them properly.
5. Loan Program Comparison: When to choose FHA vs. Conventional in 2026 and the specific advantages for Veterans.
6. Denver Market Specifics: A look at the $600k–$800k price bracket and why the condo market is currently softer for buyers.
Share this video with anyone you know who is considering buying a home and needs tips, or who's interested in moving and has questions about their mortgage. Contact me if you’re ready to start your home-buying journey or need advice on financing options. I’m here to help!
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We're a veteran-owned, top-rated independent mortgage broker servicing Colorado, California, Wyoming, Texas, and Florida. Our mission is to empower you to build wealth through real estate, with a focus on expert advice and education on mortgages.
Whether you're a first-time home buyer interested in house hacking or real estate investing, our storytelling approach will guide you through every step of the process.
We upload videos regularly. SUBSCRIBE to get regular updates on mortgage rates, market trends, and invaluable insights to help you make informed decisions about your most significant asset.
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RAY WILLIAMS
Mortgage Maestro Group (NMLS #1838215)
🏢 387 N, Corona St #646, Denver, CO 80218
📞 (303) 779-0591
📧 [email protected]
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