How to Protect Your Credit When Applying for a Mortgage When you’re on the brink of one of life’s most exciting milestones—buying a home—it’s crucial
Gen Z is coming into its own. Members of the youngest adult population in America are taking their place in the culture. For many, that
Winter is now here in full force. Christmas was nice and New Year’s was a hoot, but winter in Colorado can be difficult from late
If you’re thinking about selling your house, you may have heard the supply of homes for sale is still low, and that means your house
The Federal Reserve’s recent announcement of three planned rate cuts in 2024 has sent ripples through the financial landscape, leaving many homeowners and aspiring buyers
As a mortgage originator, I understand navigating interest rates when buying can be a major concern for prospective homebuyers. As of December 11, 2023, the
With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider,
Topics: Introduction: Current State of the Real Estate Market 2024 Home Price and Sales Forecasts Mortgage Rates and Buyer Demand Home Affordability and Market Dynamics
Closing on a home can take 90 days or longer depending on the circumstances of the transaction. Waiting for closing to occur can be an
Everyone has their own idea of the American Dream, and it’s different for each person. But, in a recent survey by Bankrate, people were asked
When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in
As you look to step into homeownership in 2024, the real estate market continues to evolve, presenting both challenges and opportunities for prospective homebuyers. While
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
