Ray was born in Colorado, served in the U.S. Navy and graduated from Metro State with a degree in Computer Information Systems. He is the Owner (Insta: @MortgageMaestro) as you may know. After 15+ years helping people buy their dream home or next rental, refinance, renovate their way to grow their real estate wealth, he has no resume! The mortgage industry is his passion. His approach is refreshing and different. He is not your ordinary lender, as he focuses on structure and strategy and is very educational by nature. He owns rentals and his own business so he understands even the most robust financial profiles of his clients. Away from the office, Ray loves to travel with his family, snowboard, drink good wine, and eat amazing food.
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
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