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Low Mortgage Rates Online

Proceed with caution when looking at these low mortgage rates online. What you see is not always what you will get.  Lenders advertising these low rates are doing a great job because they are getting you in the door by making their phones ring. Be careful when seeing these advertisements.   A past client of […]

Quick Mortgage Pre-Approval

Whether you are looking to refinance or to purchase a home there are way too many advertisements giving you a “streamlined” option to get a quick mortgage pre-approval. I am extremely perplexed about the calls and conversations I’ve been having these past few weeks. Most of the calls state that they have already spoken with […]

Should you buy or rent?

Most of the calls we receive are renters who have just been notified of their pending rent increase and they are realizing it may make more financial sense to buy rather than continue renting. Or folks moving to Denver from another city. As they put it, they don’t want to be “throwing our money away […]

Denver’s Real Estate Market

I read a great article in the Denver Post regarding Denver’s Real Estate Market. It addressed how frustrations are rising among buyers and sellers and rightfully so, with overbidding,sellers less willing to compromise, buyers backing out, as the Denver Post stated, “the gloves are on”.  The article continues with stating that as many as 23 percent […]

5 Reasons to choose a direct lender vs. bank

Most of us tend to reach out to our bank when looking to apply for a loan, more specifically, a mortgage.  Which seems to make the most sense to us, why not start with the place that holds most of if not all our funds and already has our information. Well, I want to point […]

Pre-Approval VS. Pre-Qualified

Pre-approval vs. pre-qualified, is there really a difference? With inventory low, this can cause stress in trying to find a home. With that being said, for some reason, some people out there looking are forgetting the most important factor in putting in an offer on a property.  They are NOT getting pre-approved prior to going under […]