Should I put 20% down to purchase a home?
20% down Vs. 5% down [video_embed name=”20% DOWN TO PURCHASE A HOME”] This video was posted three years ago and it is still very relevant in this housing market! Especially for Denver’s Real Estate market. With the rate of increase in home values, this is something to consider when deciding on purchasing a home now […]
Looking For A Mortgage
Looking for a mortgage comes down to looking for a lender, which can be a little overwhelming and may even seem a little daunting. Between researching local lenders online, getting a referral from your family, friends or your realtor, you may be wondering which one should you reach out to first. The main questions you […]
Appraisal and Home Inspections
Many home buyers get a little confused as to the difference between an appraisal and a home inspection. Both are shown as deadlines on the purchase contract. You may be asking yourself “why is it needed if you are getting an appraisal, why would you need an inspection too?” Although the home inspection is optional, it is […]
Conventional Loans Using Gift Funds
So, while Fannie Mae was on board with allowing people to use gift funds for down payment this fall for Conventional mortgages. The PMI companies have now transitioned as well. So what this means is that if you are buying a primary residence 1-Unit (only, not rental property either) then you no longer need the […]