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Is Your Escrow Account Behind Your 2025 Mortgage Payment Increase?

For many homeowners, the stability of a fixed-rate mortgage brings peace of mind, with the expectation of consistent monthly payments. However, even with a fixed interest rate, some homeowners might be surprised to find their monthly mortgage payment has increased in 2025. If you’ve experienced this, you’re likely wondering what happened. The answer often lies […]

Escrow shortage, what is it? How do you fix it and how can you prevent?

What is escrow shortage? This is a very common among homeowners.  Let’s start with a quick refresher, an escrow account is an account held with your servicer that holds the funds needed to pay your property taxes and homeowners insurance.  An escrow account is set up at the time of your purchase and/or refinance.  It […]