Tag Archives: First-time buyer

FHA Vs Conventional Loans; Which Is Better?

FHA Vs Conventional Loans; Which Is Better for you? Here you are a first-time buyer or possible move up buyer. Possibly you are a Veteran looking at a VA home loan? Maybe you are buying in a rural area using a USDA home loan? If not, then you are probably trying to decide: FHA Vs […] …read more

Can you pay off debt when buying a house to qualify for more?

Posted on September 29, 2014 by Ray Williams (NMLS #216267). Tagged: , , , , ,

A very interesting thing is happening. It reminds me of when I bought my first home. This is how that went down. I had sufficient money to make a 5% down payment on a house saved. However, I also had some consumer debt (car, credit cards….). Now one might say putting less down on a house […] …read more

First time buyer information

Posted on January 18, 2012 by Ray Williams (NMLS #216267). Tagged: ,

Are you thinking of buying this spring? How prepared are you? Credit? income? taxes? are you self-employed? Do you know if a Conventional or FHA or VA is better for you? Check this video out. If you have questions or want to sit and chat get in touch. Ray Williams, Branch Manager , Summit Home Mortgage, […] …read more