Temporary Buydowns & Free Refinances: The Hidden Costs
When you’re shopping for a new home, especially if you already own one, you might naturally think to start with your current mortgage servicer. After all, they already have your information and seem like the obvious choice. But this approach could end up costing you thousands of dollars. Many lenders use attractive marketing tactics like […]
The Truth About “Free Refinance” Mortgage Offers
The Truth About “Free Refinance” Mortgage Offers The idea of a free refinance sounds appealing, especially to first-time homebuyers trying to navigate a high-rate market. On paper, it promises affordability, flexibility, and the chance to refinance your mortgage without the added costs later on. But what does “free refinance” really mean? In today’s mortgage landscape, […]
