How to Get a Mortgage with Crypto Without Selling Bitcoin or Ethereum
Many crypto investors face a common dilemma: they want to buy property but don’t want to cash out their Bitcoin, Ethereum, or other digital assets. Traditional mortgage lenders don’t recognize cryptocurrency as qualifying income, leaving investors stuck between their real estate goals and their crypto holdings. The good news? There’s now a loan program specifically […]
Are Bank Statement Loans Hard to Get?
Bank statement loans are actually easier to get than most people think. Here’s what you need to know about qualifying in 2025. If you’re self-employed or have irregular income, you’ve probably wondered if bank statement loans are hard to get. The short answer? They’re not as difficult as you might expect. In fact, bank statement […]
How Self-Employed Buyers Can Qualify for a Mortgage in 2025
Getting a mortgage when you’re self-employed shouldn’t feel like an uphill battle. Yet, many business owners are told they don’t qualify, need to change how they file taxes, or have to wait multiple years before applying. These outdated myths cause unnecessary frustration—and more importantly, they keep qualified borrowers from buying homes or investing in property […]
Can I Get a Loan with Just Bank Statements?
Yes, you can get a loan using just your bank statements! This guide shows you exactly how bank statement loans work in 2025. If you’re self-employed, a freelancer, or a business owner, you’ve probably felt frustrated trying to get a mortgage. Traditional lenders want W-2s, pay stubs, and tax returns that show steady income. But […]
Bank Statement Loans in Colorado for Self-Employed Buyers
Are you self-employed in Denver and struggling to get approved for a mortgage? Bank statement loans might be your answer. If you’re a business owner, freelancer, or self-employed professional in Denver, Colorado, you’ve probably run into the same frustrating problem. Traditional lenders want to see W-2s, pay stubs, and tax returns that show steady income. […]
Reverse Mortgage Loans FAQ 2025: Top Questions Answered
Reverse mortgage loans have become an important financial tool for many older homeowners. In 2025, there are new rules and higher limits that make these loans more accessible. At the same time, U.S. seniors (age 62 and up) collectively hold nearly $14 trillion in home equity. This means many have a lot of wealth tied […]
Understanding Reverse Mortgage Loans in 2025 HECM Limits and Rules
A reverse mortgage loans is a special home loan that lets qualified seniors tap into their home’s equity without moving out or selling. In this loan, the lender pays you, and you don’t make monthly payments. Instead, the balance grows over time and is repaid when the home is sold, or you move or pass […]
16 Best Places to Live in Denver
Denver is a city of many unique neighborhoods, each with its own vibe and charm. Whether you crave the energy of downtown or the tranquility of a tree-lined street, there’s a corner of Denver that’s perfect for you. As local home loan experts at Mortgage Maestro, we created Denver 411 to help you explore all […]
Mortgage Rate Trends: Denver Market Update
Mortgage rates have bounced around in April 2025. Early in the month, news of new trade tariffs sent bond markets reeling and pushed the national 30-year fixed rate up above 7%. By mid-April, calmer markets helped rates fall back below 7%. As of late April, Denver homebuyers saw 30-year fixed rates around 7.0% (APR)– roughly […]
Is Your Escrow Account Behind Your 2025 Mortgage Payment Increase?
For many homeowners, the stability of a fixed-rate mortgage brings peace of mind, with the expectation of consistent monthly payments. However, even with a fixed interest rate, some homeowners might be surprised to find their monthly mortgage payment has increased in 2025. If you’ve experienced this, you’re likely wondering what happened. The answer often lies […]
Purchasing a home in Colorado’s competive market
Purchasing a home in Colorado’s competitive market takes strategy. Many of you think that the only way to purchase in this market is that you have more money to put down and great credit. This is not necessarily the case. Let’s go over some facts and how to put yourself into a better position […]
