So FNMA has again acknowledged what we know to be true. With the release of the Conventional Loan Limits for 2016, fannie mae sees the cost of living
To refinance or not to refinance that is the question. This is always a great question and for each person their situation and answer to
Here we are, the time to be thankful! For many over the last few weeks this has gained new perspective or sharpened that thought. What
Down payment assistance grants, what are they really? Let’s get this out on the table because there seems to be some confusion and many misleading
Renovation loans are not an easy find these days. Recently we were informed that Wells Fargo is no longer offering FHA 203k loans. The reason
When you are looking to get pre-approved for a home mortgage lenders will analyze your debt to income ratios. This is why it is extremely
If you have a judgment on your credit unfortunately you will not be able to get pre-approved for a home mortgage. A judgement needs to
As you may have noticed the market has slowed down. It’s not as aggressive and homes are staying on the market a little longer than
Gathering your financials and sending them to a lender is part of the pre-approval process. You’re lender needs to see two months most recent bank
What is Home Buyer Education (HBE)? It is an educational course that covers the complete process of buying a home and becoming a homeowner. The
As of October 3, 2015 the federal government is changing the way mortgage disclosures are handled which could affect your loan closing. It is called
Purchasing a home for the first time is an exciting yet confusing, overwhelming and can be an intensive process. So where do you start? Well,
