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Mortgage Advice
Ray Williams

Update FHA Bill

The FHA reform bill did not pass the Senate last week.  The Senate is out of session until the 3rd of December delaying further action

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Mortgage Advice
Ray Williams

H.R 3915 Passes

This article by Jesse Holland provides a great update of the current situation… House bill would toughen lending rules By: JESSE J. HOLLAND – Associated Press WASHINGTON

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Mortgage Advice
Ray Williams

Larimer County Free Counseling Services

Housing Counseling Grants Help Fight Foreclosure Neighbor to Neighbor, a Fort Collins/Loveland non-profit that provides free counseling services to Larimer County residents was recently awarded

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Mortgage Advice
Ray Williams

Hangover of Fed Rate Cuts

As expected the Fed cut rates again yesterday by .25% , dropping the fed funds rate to 4.50%. While the immediate impact will be on

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Mortgage Advice
Ray Williams

Proposed Changes to FHA

There has been talk about FHA reform for years – below highlights some of the changes that have been proposed to take effect in January

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Mortgage Advice
Ray Williams

Frustrated Homeowners

Over the last week or so Ray and I have spoken to many homeowners responding to an informational item we ran in the Denver Post

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Mortgage Advice
Ray Williams

FHA Reform HUD Statement

There has been talk of making changes, some say much needed changes, to the FHA loan program.  Some of the items on the agenda are

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