When diving into the world of homeownership, especially with new construction homes, it’s crucial to understand that your mortgage payment might not remain static. Many
The year is 2024, and the real estate landscape has shifted dramatically. With new challenges and opportunities on the horizon, preparing to buy a home
As a Colorado home mortgage broker, we help first-time homebuyers navigate the mortgage landscape on the way to that first home. A lot of what
The Ultimate VA Mortgage Hack for Building Wealth Ever thought your VA mortgage benefits could get even better? Prepare to be mind-blown because there’s a
Ever fancied the idea of someone else making half your mortgage payments? No, we’re not delusional. And yes, it’s a genuine possibility. Let’s dive into
Are you a millennial or Gen-Z renter with dreams of homeownership but also burdened by student loan debt? You’re not alone. We understand that the
Homeowners, Are You Ready for the Resumption of Student Loan Payments? In these uncertain times, homeowners face an impending financial reality: the resumption of federal
You have done everything you can to be a responsible homebuyer. You followed your mortgage broker‘s advice to not exceed your monthly budget. You found
One of the oldest tricks in the book for saving money on a home loan is to make a single extra mortgage payment per year.
Buying a home can be a stressful experience. No one intends it to be that way, but sometimes that is just the way things work
Few things in the home loan environment confuse homeowners as much as amortization and interest calculations. These two particular aspects of having a mortgage are
Home ownership has its own terminology that can take some getting used to. Take the term ‘equity’. It is bandied about all the time by
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
