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FHA’s New ADU Underwriting Guidelines

A Bright Future for Renters-turned-Investors through FHA’s new announcement for ADU income. Attention, Millennial and Gen-Z renters! If you’ve been eagerly waiting for a window of opportunity to delve into real estate investment, now might just be your time! With the new FHA underwriting guidelines for ADU financing, you could find yourself taking advantage of […]

The Magic of House Hacking: A Duplex & FHA Mortgage Combo

House Hack FHA Duplex

Ever fancied the idea of someone else making half your mortgage payments? No, we’re not delusional. And yes, it’s a genuine possibility. Let’s dive into a clever, yet completely achievable, strategy to get the most out of your first home-buying experience in 2023. The Charm of a Duplex For the uninitiated, a duplex is essentially […]

2 Reports That Say Now Is a Great Time to Sell Your House

Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights last seen in 2014, with millennials […]

Why it’s Important to Get Pre-approved Before You Shop for Homes in Denver

Imagine finding your dream home, making an offer, and then losing out because you weren’t preapproved for a mortgage and someone else was. Getting pre-approved is a critical step in the home buying process for several key reasons. Know your budget When you get pre-approved for a loan, your lender will pre-approve a mortgage amount […]

What’s the Best Use of Your Investment Property?

The residential rental market is a fast-growing segment of home buying in Denver and Colorado. The demand for single-family rentals, defined as either detached homes or townhouses, has risen 30% in the past three years. At the same time, the short-term, or vacation rental market is also booming. The popularity of online marketplaces like Airbnb, HomeAway, […]

Do You Know How Much Your Home Has Increased in Value?

Last year, we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed: “Homeowners with mortgages have seen their home equity more than double since 2011, increasing to a record-setting $8.3 trillion in 2017.” The […]

3 Things You Need to Know in a Shifting Real Estate Market

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on the housing market? If you are […]

Here’s how that Fed rate hike will impact you

With the Federal Reserve’s latest quarter-point (.25%) interest rate increase, the central bank officials now forecast two hikes next year, down from three rate raises previously projected.  The decision affects rates on all kinds of borrowing, from home mortgages to credit cards.  An increase to interest rates usually causes consumer interest rates to rise, but the […]

4 Great Reasons to Consider Buying a Home Today Instead of Waiting

1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that national home prices increased 5.4% year over year in October 2018 and are forecast to increase 4.8% from October 2018 to October 2019.  The bottom in home prices has come and gone. Home values will continue to appreciate, thus waiting no longer makes sense. […]

Physician Loans, Are They Right For You?

You may have heard about mortgages specifically for physicians (known as physician loans) and are thinking of buying a home. They are attractive, but make sure you totally understand them to decide if you should take out a physician loan. There really are three main components to understand, so let’s go through them. Important components […]

FHA Vs Conventional Loans; Which Is Better?

FHA Vs Conventional Loans; Which Is Better for you? Here you are a first-time buyer or possible move up buyer. Possibly you are a Veteran looking at a VA home loan? Maybe you are buying in a rural area using a USDA home loan? If not, then you are probably trying to decide: FHA Vs […]