Mortgage Hacks
Mortgage Hacks Quick tip to help your mortgage approval go smooth. When completing your mortgage application make sure to have all your dates of employment and living history for the last two years, These dates are extremely important and mandatory for a mortgage application. Should there be any gaps longer than 3 months be sure […]
Jump In Our Express Lane
Across the nation, home sales are down 3% according to the National Association of Realtors. For the month of April existing home sales put an end to two straight months of gains. There was a 3.3% drop in existing home sales here in the west. What does this mean for the consumer? With what the […]
What’s Happening In Your Neighborhood This Weekend June 8-10, 2018
We wanted to put together some fun things to do this weekend, so let’s see what is happening in your neighborhood this weekend, June 8-10th. If you are new to the Denver area you may not have heard of the Mile High Flea Market. This market has been around for a long time and has […]
Saving Money For Down Payment
Good credit? Earn good money? But nothing saved for Down Payment? I know there are many aspects of buying your first home that can be frustrating, one of those on the list…not having the funds for down payment. Well, I know in this day and age it is hard to save money, however, there […]
Don’t have 20% to put down to buy a home, that’s ok
Looking to buy a house but don’t have 20% to put down to get out of pesky M.I.? Little does the public know there are programs that allow for only 3% down and no M.I. Today I’ll be going over two options that we have available for the borrow who is worried about having to […]
Do I qualify to purchase a home? If so, how much and where do I start?
Do you qualify to purchase a home? If so, how much and where do you start? Let’s break it down a bit. Let’s look at how important it is to just take a breath, look at all the pros and cons and then see how you should proceed. What is the ideal strategy for you? You […]
Escrow shortage, what is it? How do you fix it and how can you prevent?
What is escrow shortage? This is a very common among homeowners. Let’s start with a quick refresher, an escrow account is an account held with your servicer that holds the funds needed to pay your property taxes and homeowners insurance. An escrow account is set up at the time of your purchase and/or refinance. It […]
Unique stores in Denver for your holiday shopping this year
Tis the season to be shopping, fa la la la! It is now crunch time in looking for those remaining gifts on your list. As you may have seen Denver is exploding with many eclectic boutiques and shops. I’ve compiled a list of some really great places to find the perfect unique gift for your […]
2018 Conforming Loan Limits for Colorado and the US
2018 Conforming (a.k.a Conventional) loan limits have been announced! Looking good for the Denver metro area, better than expected. Nationally that will be at $453,100 (up from $424,100) and in Colorado (drumroll please) we will see Denver & major metro at $529K (high balance loan limit)! For other counties in Colorado, we are looking at: El […]
Look what’s happening this weekend- Nov. 17-19th
Look what’s happening this weekend. It’s time to get festive! As much as we may all be fighting it and not wanting to look at those Holiday decorations in the stores or even try to block out those Holiday tunes playing…time to give in, this is happening! To help kick off your holiday season and […]
Trying to decide if you should turn your home into a rental?
I recently had a great conversation with a family member discussing the notion of turning their property into a rental. They were curious about how to go about doing it and what the requirements to qualify would be. The main reason they were inquiring is that they had recently received their assessed value in their home. […]
Under contract to purchase a home, important tips you need to know
Helping your lender is critical when you are under contract to purchase a home. This may seem like a no brainer, but often times it is easy to put your lender on the back burner once you go under contract. Most buyers feel that now that they are under contract most of the work is […]
