4 Key Differences between an Appraisal and Home Inspection
Appraisal vs. Inspection Many home buyers get a little confused as to the difference between an appraisal and a home inspection. What are the key differences and why are they both needed? There are distinct differences between an appraisal and an inspection. Which is why both are important and play a very important role when […]
Physician Loans, Are They Right For You?
You may have heard about mortgages specifically for physicians (known as physician loans) and are thinking of buying a home. They are attractive, but make sure you totally understand them to decide if you should take out a physician loan. There really are three main components to understand, so let’s go through them. Important components […]
FHA Vs Conventional Loans; Which Is Better?
FHA Vs Conventional Loans; Which Is Better for you? Here you are a first-time buyer or possible move up buyer. Possibly you are a Veteran looking at a VA home loan? Maybe you are buying in a rural area using a USDA home loan? If not, then you are probably trying to decide: FHA Vs […]
3 Terms You Should Know the Difference: Pre-Qualified, Pre-Approval & Credit Approved
3 Terms You Should Know the Difference: Pre-Qualified, Pre-Approval & Credit Approved 3 TERMS YOU WILL WANT TO KNOW WHEN YOUR LOOKING FOR A HOME MORTGAGE LOAN These three terms get tossed around, pre-qualify (or pre-qualified), pre-approved (pre-approval) and more recently credit approval. What is the true difference, why does it matter which term you […]
4 Fun things to do this weekend in and around Denver, August 10-12, 2018
We have found you 4 fun things to do this weekend in and around Denver. As summer is winding down and the last of the outdoor events are coming up! Let’s take a look at what you can do this weekend. Friday, August 10th Ramen Throw Down at The Hangar at Stanley– Tonight @ 5:00 […]
Lenders’ Role While You Shop For A Property
You may wonder what your lender is doing while you are out shopping for a property. Here is a snapshot of what your lender may be doing for you. In Denver’s aggressive market your lender will be reaching out to the listing agents on any offers you are putting in on a property. As the […]
Mortgage Hacks Quick tip to help your mortgage approval go smooth. When completing your mortgage application make sure to have all your dates of employment and living history for the last two years, These dates are extremely important and mandatory for a mortgage application. Should there be any gaps longer than 3 months be sure […]
What’s Happening In Your Neighborhood This Weekend June 8-10, 2018
We wanted to put together some fun things to do this weekend, so let’s see what is happening in your neighborhood this weekend, June 8-10th. If you are new to the Denver area you may not have heard of the Mile High Flea Market. This market has been around for a long time and has […]
Saving Money For Down Payment
Good credit? Earn good money? But nothing saved for Down Payment? I know there are many aspects of buying your first home that can be frustrating, one of those on the list…not having the funds for down payment. Well, I know in this day and age it is hard to save money, however, there […]
Don’t have 20% to put down to buy a home, that’s ok
Looking to buy a house but don’t have 20% to put down to get out of pesky M.I.? Little does the public know there are programs that allow for only 3% down and no M.I. Today I’ll be going over two options that we have available for the borrow who is worried about having to […]
Valentine’s Inspired Events in Denver 2018
Valentine’s day is just around the corner, do you have any plans? And even if you do have some plans, maybe you can add these as just a little extra or perhaps a gift! Denver truly has some talent in the arts and I can’t think of a better occasion to get yourself out to enjoy […]
Escrow shortage, what is it? How do you fix it and how can you prevent?
What is escrow shortage? This is a very common among homeowners. Let’s start with a quick refresher, an escrow account is an account held with your servicer that holds the funds needed to pay your property taxes and homeowners insurance. An escrow account is set up at the time of your purchase and/or refinance. It […]