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Is The Denver Real Estate Market Slowing Down?

This guest blog was written by West + Main Homes Is the Denver Real Estate Market Slowing Down? Are you wondering if the Denver real estate market is finally slowing down? Over the last month, real estate agents have seen significant price reductions in the Denver Metro Area and houses haven’t sold as quickly. This […]

Home Affordability-What is the cost of waiting?

Home Affordability Always the biggest question when someone is looking to buy a home.  “How much do I qualify for”? The true question you are asking is “what is my home affordability?”.   Per dictionary.com, Affordable: Adjective 1. That can be afforded; believed to be within one’s financial means: noun 2. Usually affordable. Items expenses,etc., […]

4 Key Differences between an Appraisal and Home Inspection

Appraisal vs. Inspection Many home buyers get a little confused as to the difference between an appraisal and a home inspection.  What are the key differences and why are they both needed? There are distinct differences between an appraisal and an inspection. Which is why both are important and play a very important role when […]

Physician Loans, Are They Right For You?

You may have heard about mortgages specifically for physicians (known as physician loans) and are thinking of buying a home. They are attractive, but make sure you totally understand them to decide if you should take out a physician loan. There really are three main components to understand, so let’s go through them. Important components […]

FHA Vs Conventional Loans; Which Is Better?

FHA Vs Conventional Loans; Which Is Better for you? Here you are a first-time buyer or possible move up buyer. Possibly you are a Veteran looking at a VA home loan? Maybe you are buying in a rural area using a USDA home loan? If not, then you are probably trying to decide: FHA Vs […]

3 Terms You Should Know the Difference: Pre-Qualified, Pre-Approval & Credit Approved

3 Terms You Should Know the Difference: Pre-Qualified, Pre-Approval & Credit Approved 3 TERMS YOU WILL WANT TO KNOW WHEN YOUR LOOKING FOR A HOME MORTGAGE LOAN These three terms get tossed around, pre-qualify (or pre-qualified), pre-approved (pre-approval) and more recently credit approval.  What is the true difference, why does it matter which term you […]

4 Fun things to do this weekend in and around Denver, August 10-12, 2018

We have found you 4 fun things to do this weekend in and around Denver.  As summer is winding down and the last of the outdoor events are coming up!  Let’s take a look at what you can do this weekend. Friday, August 10th Ramen Throw Down at The Hangar at Stanley– Tonight @ 5:00 […]

Lenders’ Role While You Shop For A Property

You may wonder what your lender is doing while you are out shopping for a property.  Here is a snapshot of what your lender may be doing for you.  In Denver’s aggressive market your lender will be reaching out to the listing agents on any offers you are putting in on a property.  As the […]

Mortgage Hacks

Mortgage Hacks Quick tip to help your mortgage approval go smooth. When completing your mortgage application make sure to have all your dates of employment and living history for the last two years, These dates are extremely important and mandatory for a mortgage application.  Should there be any gaps longer than 3 months be sure […]

What’s Happening In Your Neighborhood This Weekend June 8-10, 2018

We wanted to put together some fun things to do this weekend, so let’s see what is happening in your neighborhood this weekend, June 8-10th. If you are new to the Denver area you may not have heard of the Mile High Flea Market.  This market has been around for a long time and has […]

Saving Money For Down Payment

  Good credit? Earn good money? But nothing saved for Down Payment? I know there are many aspects of buying your first home that can be frustrating, one of those on the list…not having the funds for down payment. Well, I know in this day and age it is hard to save money, however, there […]

Don’t have 20% to put down to buy a home, that’s ok

Looking to buy a house but don’t have 20% to put down to get out of pesky M.I.? Little does the public know there are programs that allow for only 3% down and no M.I. Today I’ll be going over two options that we have available for the borrow who is worried about having to […]