Should I Buy a House Now or Wait for Rates to Drop?

Buying a home today feels tougher than a few years ago. Rates are higher, and plenty of people are waiting for conditions to improve. Some sellers are even pulling homes off the market, hoping for better results in spring. But while many wait, the buyers who move forward are finding deals that could put them […]
Understanding Home Equity loan option: Is a HELOC or a cash out refinance better?

Managing Debt in 2025: How Denver Homeowners Can Leverage Home Equity to Improve Financial Stability The Growing Financial Challenge: Record Credit Card Debt & Strained Cash Flow American households are facing an unprecedented financial crisis in 2025. Credit card debt has soared past $1.2 trillion, setting a record high, and the average cardholder now carries […]