FHA Loans in Denver 2025: Everything First-Time Buyers Need to Know
Denver’s housing market continues to challenge first-time buyers, with median home prices hovering around $593,000 and inventory remaining tight. For those struggling to save a traditional 20% down payment—nearly $119,000 on a median-priced home—FHA loans offer a lifeline to homeownership with down payments as low as 3.5%. This comprehensive guide reveals how first-time buyers can […]
Everything Veterans Need to Know about VA Loans in Denver
Denver’s booming real estate market presents unique opportunities and challenges for veterans seeking homeownership. With the median home price reaching $593,000 and the 2025 VA loan limit for Denver County set at $833,750, understanding how to maximize your VA loan benefits has never been more critical. This comprehensive guide breaks down everything Colorado veterans need […]
16 Best Places to Live in Denver
Denver is a city of many unique neighborhoods, each with its own vibe and charm. Whether you crave the energy of downtown or the tranquility of a tree-lined street, there’s a corner of Denver that’s perfect for you. As local home loan experts at Mortgage Maestro, we created Denver 411 to help you explore all […]
Reframing Your Home Buying Mindset: Unlocking Denver’s Hidden Gems in 2025
Are you a first-time homebuyer feeling overwhelmed by affordability in Denver’s housing market in 2025? You’re not alone. With median home prices hovering around $575,000, many aspiring homeowners are concerned about affordability. But what if we told you there’s a way to live in your dream neighborhood without breaking the bank? Let’s explore how reframing […]
The Impact of High Mortgage Rates on Denver Homebuyers in late 2024
Denver’s Shifting Real Estate Landscape The Denver housing market has long been known for its competitiveness and rising prices. However, the recent surge in mortgage rates has introduced a new dynamic, significantly impacting homebuyers in the Mile High City. Let’s explore how these elevated rates are affecting the market and what it means for those […]
Living in Denver Colorado: Pros and Cons Revealed
Denver, Colorado, is a big city and the capital of the state. It’s the most populated city in Colorado, with about 715,522 people in 2020, up by 19.22% since 2010. It ranks as the 19th most populated city in the United States and the fifth most populated state capital. Denver has pretty nature and cool […]
What Is a Mortgage? How They Work and its Types
Have you ever wondered how people can afford to buy a house? Well, one big reason is something called a mortgage. It’s like a special kind of loan that helps you buy a home, even if you don’t have all the money upfront. In America, people owe a total of $12.14 trillion on 84.0 million […]
Buying a Condo in Denver: The Importance of FHA and VA Approval
Denver’s real estate market is bustling with opportunities, especially for those looking to purchase condos with FHA (Federal Housing Administration) or VA (Veterans Affairs) loans. These government-backed loans offer distinct advantages but require that the condos meet specific approval criteria. Understanding the importance of these approvals can streamline your purchasing process and broaden your housing […]
The Essential Guide to Home Inspections in Denver: What You Need to Know
When buying a home in Denver, it’s essential to get thorough home inspection is crucial to ensure you’re making a wise investment. Here are 6 critical areas your home inspector should evaluate, along with insights on common misconceptions and a few tips for inspections on new construction homes. 1. Water Damage and Drainage The single […]
Understanding Mortgage Rates in Today’s Climate
As a mortgage originator, I understand navigating interest rates when buying can be a major concern for prospective homebuyers. As of December 11, 2023, the average 30-year fixed mortgage rate is 7.56%. While this is higher than historical averages, it’s important to remember that rates are cyclical and can fluctuate over time. Also, it is […]
FHA’s New ADU Underwriting Guidelines
A Bright Future for Renters-turned-Investors through FHA’s new announcement for ADU income. Attention, Millennial and Gen-Z renters! If you’ve been eagerly waiting for a window of opportunity to delve into real estate investment, now might just be your time! With the new FHA underwriting guidelines for ADU financing, you could find yourself taking advantage of […]
VA Loan House Hacking: A Guide for Veterans
The Ultimate VA Mortgage Hack for Building Wealth Ever thought your VA mortgage benefits could get even better? Prepare to be mind-blown because there’s a lesser-known house hacking technique with your name written all over it. Read on for the ultimate VA Loan House Hacking Guide for Veterans. And no, this isn’t about buying a […]
