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Don’t have 20% to put down to buy a home, that’s ok

Looking to buy a house but don’t have 20% to put down to get out of pesky M.I.? Little does the public know there are programs that allow for only 3% down and no M.I. Today I’ll be going over two options that we have available for the borrow who is worried about having to […]

First-time Home Buyer Programs

First-Time Home Buyer Programs There seems to be a lot of misleading and lack of information out there regarding first-time home buyer programs. As an experienced mortgage professional, when I searched “first time home buyer programs”, I found lots of information.  The problem with the information that I found was that there really weren’t any straight […]

Mortage Pre Approval Vs. Pre Qualified

Mortgage Pre-Approval vs. Pre-Qualified. We’ve written about this topic previously but feel it is one that needs to be revisited.  This is a great question.  There are many of us who don’t know the difference and also don’t understand the difference.  I would like to break it down and give you some insight into both […]

Time To Buy A Home

When is a good time to buy a home? This is a good question. Ideally, when you are considering to buy a home the decision should be based on these factors, need vs. want, timing, and finances. It should never be pushed or persuaded from the assumption or outcome of the current Real Estate market […]

Top 5 Reasons You Need To Wait To Purchase

When you are looking to purchase a home there are pertinent questions a lender will ask in order to help facilitate how they can help you.  Listed below are the top five questions a lender should initially ask you when you call looking to get pre-qualified for a home purchase. Top 5 questions a lender […]

Looking For A Mortgage

Looking for a mortgage comes down to looking for a lender, which can be a little overwhelming and may even seem a little daunting.  Between researching local lenders online, getting a referral from your family, friends or your realtor, you may be wondering which one should you reach out to first.  The main questions you […]