What’s the Difference Between Interest Rate and APR


As a Colorado home mortgage broker, we help first-time homebuyers navigate the mortgage landscape on the way to that first home. A lot of what we do involves educating buyers about how the system works. Trust us when we say there is a lot to learn. For example, did you know there is a difference […]
The Extra Mortgage Payment Really Works


One of the oldest tricks in the book for saving money on a home loan is to make a single extra mortgage payment per year. The idea was pushed so aggressively in the late 1990s and early 2000s that it took on an almost mythical status. But the idea itself is not a myth. It […]
The Basics of Loan Amortization and Interest Calculations


Few things in the home loan environment confuse homeowners as much as amortization and interest calculations. These two particular aspects of having a mortgage are enough to make you pull your hair out. Fortunately, mortgage brokers and bankers understand them. They need to, otherwise their businesses would fail. Homeowners are better off if they understand […]
Verticals of Wealth: Transform Your Home into a Profitable Investment


Discover the power of smart investment with your existing home! Join us for a thought-provoking half-hour session where we reveal simple and effective strategies to turn your current home into a profitable rental property, help you secure the down payment for your next home, and become a successful real estate investor. Gain insight into […]
First time buyer information


Are you thinking of buying this spring? How prepared are you? Credit? income? taxes? are you self-employed? Do you know if a Conventional or FHA or VA is better for you? Check this video out. If you have questions or want to sit and chat get in touch. Ray Williams, Branch Manager , Summit Home Mortgage, […]