Here’s how that Fed rate hike will impact you

With the Federal Reserve’s latest quarter-point (.25%) interest rate increase, the central bank officials now forecast two hikes next year, down from three rate raises previously projected.  The decision affects rates on all kinds of borrowing, from home mortgages to credit cards.  An increase to interest rates usually causes consumer interest rates to rise, but the […]

Home Affordability-What is the cost of waiting?

Home Affordability Always the biggest question when someone is looking to buy a home.  “How much do I qualify for”? The true question you are asking is “what is my home affordability?”.   Per dictionary.com, Affordable: Adjective 1. That can be afforded; believed to be within one’s financial means: noun 2. Usually affordable. Items expenses,etc., […]

What’s Happening In Your Neighborhood This Weekend June 8-10, 2018

We wanted to put together some fun things to do this weekend, so let’s see what is happening in your neighborhood this weekend, June 8-10th. If you are new to the Denver area you may not have heard of the Mile High Flea Market.  This market has been around for a long time and has […]

FHA Loan Limits- 2017 Announced

HUD has released the 2017 FHA loan limits to take effect next month. Good news for FHA borrowers is that HUD kept in step with Fannie & Freddie on conventional mortgage loan limits. FHA loan limits are based on the county, so you will see ranges all over the board on the front range of […]

Conventional Loan Limits 2017

The wait is over Denver and Colorado. We have been asked numerous times in the last 30 days. It looks like conventional loan limits 2017 will be up nationwide which will show additional signs of a strengthening housing market. The national conforming loan limits for 2017 will be $424,100 (up slightly from $417,000). Drum roll […]

Appraisals In High Demand

EXTRA! EXTRA! HOT REAL ESTATE NEWS IN DENVER-You have all heard about how hot the Denver Real Estate market is unless you have been living under a rock!  What else is going on, well those whacky low-interest rates are making it hard to pass up refinancing for existing homeowners. So, In a hot real estate […]

Quick Mortgage Pre-Approval

Whether you are looking to refinance or to purchase a home there are way too many advertisements giving you a “streamlined” option to get a quick mortgage pre-approval. I am extremely perplexed about the calls and conversations I’ve been having these past few weeks. Most of the calls state that they have already spoken with […]