The U.S. housing market is characterized by moderate inventory levels, with approximately 1.21 million existing single-family homes available. Despite rising inventory, affordability remains a significant
If you’re currently renting and watching your monthly payments climb, you may be wondering if now is the time to buy a home. Recent data
As you explore mortgage options to finance your new home, you may come across the concept of a “rate buy-down.” This is a valuable strategy
Now that you’ve decided to buy a home and are ready to make it happen, it’s a good idea to plan ahead for the costs
If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an
The financial landscape has shifted dramatically with the Federal Reserve’s 0.50% interest rate cut. Jerome Powell said all members of the Federal Reserve agreed it
The Impact of Fed Rate Cuts on a $650,000 Mortgage: Short-Term and Long-Term Effects as the September 18, 2024 Federal Reserve meeting approaches, homeowners and
As the market moves toward more balance between buyers and sellers, parties on both sides of the transaction need to be prepared to negotiate. Insights
Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for
There is an increase in the number of listings coming to market lately, which suggests that many homeowners can no longer put off moving. More
If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does
Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
