Homeowners, Are You Ready for the Resumption of Student Loan Payments? In these uncertain times, homeowners face an impending financial reality: the resumption of federal
You have done everything you can to be a responsible homebuyer. You followed your mortgage broker‘s advice to not exceed your monthly budget. You found
One of the oldest tricks in the book for saving money on a home loan is to make a single extra mortgage payment per year.
The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. This monthly release provides information on the volume of sales
Buying a house represents a significant financial investment. The buyer wants to protect that investment. Guess what? So does the buyer’s mortgage lender. Enter the
If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of
Buying a home can be a stressful experience. No one intends it to be that way, but sometimes that is just the way things work
Some homeowners have been waiting for months to put their house on the market because they don’t think people are buying homes right now. If that’s you, know that
Few things in the home loan environment confuse homeowners as much as amortization and interest calculations. These two particular aspects of having a mortgage are
As the real estate landscape continues to evolve, it’s crucial for potential home buyers like you to have a clear understanding of the current market
If you’re in the process of looking for a home today, you know the supply of homes for sale is low because you’re feeling the
Home ownership has its own terminology that can take some getting used to. Take the term ‘equity’. It is bandied about all the time by
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
