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Mortgage Advice
Ray Williams

Refinancing your home

Right now there are a lot of advertisements about refinancing your home and most are for good reason and usually geared around the Holidays.  Now

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Mortgage Advice
Ray Williams

Renovation loan

Renovation loans are not an easy find these days.  Recently we were informed that Wells Fargo is no longer offering FHA 203k loans.  The reason

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Mortgage Advice
Ray Williams

Optimal Time to Purchase

As you may have noticed the market has slowed down.  It’s not as aggressive and homes are staying on the market a little longer than

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