Renovation loans are not an easy find these days. Recently we were informed that Wells Fargo is no longer offering FHA 203k loans. The reason
When you are looking to get pre-approved for a home mortgage lenders will analyze your debt to income ratios. This is why it is extremely
If you have a judgment on your credit unfortunately you will not be able to get pre-approved for a home mortgage. A judgement needs to
As you may have noticed the market has slowed down. It’s not as aggressive and homes are staying on the market a little longer than
Gathering your financials and sending them to a lender is part of the pre-approval process. You’re lender needs to see two months most recent bank
What is Home Buyer Education (HBE)? It is an educational course that covers the complete process of buying a home and becoming a homeowner. The
As of October 3, 2015 the federal government is changing the way mortgage disclosures are handled which could affect your loan closing. It is called
Purchasing a home for the first time is an exciting yet confusing, overwhelming and can be an intensive process. So where do you start? Well,
Sourcing funds from bank accounts is by far the most difficult part for many of my clients. This seems to be the most common concerning
I receive several calls daily inquiring about our services. Many are first-time home buyers and they always start off by asking if there are any
As you may have already noticed, purchasing a home can be overwhelming, especially if you’re a first-time home buyer. There is so much information to
This is a very common question I get asked on a daily basis. What is the difference between FHA & Conventional loans? Instead of getting
