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Mortgage Advice
Ray Williams

Lower Rates for Jumbo’s!

The servicers who collect your mortgage payments have made an aggressive push towards acquiring more jumbo sized mortgages. This appears to be happening to allow

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Mortgage Advice
Ray Williams

A.R.M.’s are making a come back!

Adjustable Rate Mortgages (aka A.R.M) Don’t call it a comeback (LL Cool J style)!  With mortgage rates starting to rise, selecting an A.R.M may be the best solution

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Mortgage Advice
Ray Williams

3% Down, No MI!

Yes, you have read it correctly.  A Conventional 30 year loan, 3% down and NO MI!!  This is the CHFA Advantage.  I’ve previously posted about

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Mortgage Advice
Ray Williams

Why get the MCC? Why NOT.

Do you know about the MCC (Mortgage Credit Certificate)? Do you need the MCC? Is the MCC necessary? No, not always, but there are some situations where

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Mortgage Advice
Ray Williams

Do you know about the MCC?

If you haven’t heard about the MCC (Mortgage Credit Certificate) and you are a looking to buy a home, you REALLY need to take the time to find

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Mortgage Advice
Ray Williams

One more thing to remember…

I am always emphasizing about how important having your banking lined up before you want to purchase a home and/or refinance.  It is really the number one “hurdle”

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