Recently I had a very unsettling conversation with another lender regarding FHA loans. The conversation started with the lender asking if our company/branch does FHA
By now most people are well aware of FHA and that you can put down 3.5% with an FHA mortgage. Some have learned that the
Recently the Real Estate news is emphasizing how home purchases are increasing and the market is growing stronger. Does this mean it is the best time to
There are a few great programs available right now for home buyers. We have posted about a few of them, MMA, CHFA Advantage, MCC to
For Immediate Release Effective August 15th FHA has announced a waiver to policies regarding the waiting periods on obtaining a new FHA mortgage. This could
For Immediate Release Effective August 15th FHA has announced a waiver to policies regarding the waiting periods on obtaining a new FHA mortgage. This could
How well are you covered? I am referring to Home Owners Insurance (HOI or a.k.a. Hazard Insurance). Whether you are an existing home owner, home buyer or a renter,
Definition of STREAMLINE 1 The path of a particle in a fluid relative to a solid body past which the fluid is moving in smooth flow
The servicers who collect your mortgage payments have made an aggressive push towards acquiring more jumbo sized mortgages. This appears to be happening to allow
Adjustable Rate Mortgages (aka A.R.M) Don’t call it a comeback (LL Cool J style)! With mortgage rates starting to rise, selecting an A.R.M may be the best solution
So I was online this evening, and noticed this interesting banner ad with a mortgage rate that as a Denver mortgage lender, I knew to
How long should you wait when reentering the housing market after foreclosure or short sale? This is a very popular question and one that often gets mixed answers
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
