I was in a meeting last week and training today to be part of the lending force who will be able to offer the mortgage
So lately I have been watching a unique loan program that has hit the market specifically for folks who owe more then the $417,000 that
As many of us know by now, the mortgage industry has seen high volumes of new applications due to record low rates. I received a
In the last few months we have constantly seen the grind of conventional mortgage insurance companies tightening their belts. Awhile back we saw the elimination
In the last few months we have constantly seen the grind of conventional mortgage insurance companies tightening their belts. Awhile back we saw the elimination
Many have wondered what the breakdown of the stimulus will be. One glaring question most asked to me is “Ray, what will the new first
I always am an advocate of news that is prevalent to us here in Colorado. So many of us here national news, but not local.
I was sitting here on my couch and a few minutes ago Alan Gionet from CBS News came on and did a spot on “Is
So by now you all have heard that mortgage rates have dipped to new all time lows. As you can see it has been 29
The million dollar question after the rate cut today (Tuesday) was, “Ray, what will happen to mortgage rates?” What you have to understand is that
As we know by now, if you follow my blog, the fed rate cuts don’t equal lower mortgage rates. Check out this article I found
I was having an email discussion with a client this morning about the state of rates as we explored the potential refinance on his home.
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
