Mortgage brokers and lenders alike encourage buyers to come in with higher down payments. Still, we get the fact that coming up with a sizable
Spring in 2024 is blooming, and with it, the dreams of homeownership. But before you dive headfirst into house hunting, there’s one crucial step: mortgage
The housing market is always evolving, and as we approach 2024, the big question on many prospective homeowners’ minds is whether to buy now or
Although low and no down payment mortgages are not nearly as popular as they were in the late 1990s and early 2000s, they can still
How to Protect Your Credit When Applying for a Mortgage When you’re on the brink of one of life’s most exciting milestones—buying a home—it’s crucial
Gen Z is coming into its own. Members of the youngest adult population in America are taking their place in the culture. For many, that
The Federal Reserve’s recent announcement of three planned rate cuts in 2024 has sent ripples through the financial landscape, leaving many homeowners and aspiring buyers
As a mortgage originator, I understand navigating interest rates when buying can be a major concern for prospective homebuyers. As of December 11, 2023, the
As you look to step into homeownership in 2024, the real estate market continues to evolve, presenting both challenges and opportunities for prospective homebuyers. While
Amortization is a financial concept with multiple applications. For example, business owners rely on amortization to express the value of their assets for tax purposes.
Navigating Uncertain Waters: Choosing Between a 2/1 Rate Buydown and Permanent Rate Buydown in Today’s Market In the ever-fluctuating world of real estate and mortgage
With each new client hoping to get a home mortgage comes a lengthy list of circumstances that will ultimately impact how much the client can
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
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