Denver Events This Weekend-FREE
There is so much to do and so little time! We’ve compiled a list of a few noteworthy Denver events this weekend that might be of interest. To make it even more appealing, the events listed are all FREE! Flicks for Chicks @ ViewHouse Eatery, Bar & Rooftop in Denver, Tonight July 27th (and […]
Mortgage Calculator Malfunction
Looking for a mortgage calculator to give you the magic answer? What exactly is the magic answer? The answer you are looking for is seeing how much home you can afford. What amount are you pre-qualified for to purchase? What the mortgage calculator doesn’t give you is the expected interest rate for you. Same for […]
Should I put 20% down to purchase a home?
20% down Vs. 5% down [video_embed name=”20% DOWN TO PURCHASE A HOME”] This video was posted three years ago and it is still very relevant in this housing market! Especially for Denver’s Real Estate market. With the rate of increase in home values, this is something to consider when deciding on purchasing a home now […]
Thinking out of the box
Colorado’s Real Estate market is continuing to be in demand which is making for a very competitive market, such as last year. There is no reason to expect this to slow down anytime soon due to our state’s popularity. Per U.S. News, the best places to live in the U.S. 2017, Denver is listed as […]
CFPB Press Release Regarding Kickbacks
Late yesterday afternoon the Consumer Financial Protection Bureau (CFPB) released a press release regarding Prospect Mortgage to pay $3.5 Million fine for illegal kickback Scheme. The Real Estate Brokers and Mortgage Servicer that took kickbacks from Prospect are also ordered to pay $495,000. What is a kickback? It is a form of negotiated bribery in which […]
Denver Restaurant Week is Coming
The time has come! Restaurant week is fast approaching! If you don’t know about Denver’s Restaurant Week, I’m here to tell you all about this fantastic week. It starts on February 24th-March 5th. This is a week when over 250 restaurants sign up to be included in this spectacular showcase of food. The menus can include […]
VA Loan Limits -2017 Announced
VA loan limits for 2017 have been released. Following suit with Conventional loans limits for 1-unit properties. Given the cost of housing in Denver and Colorado continue to increase it is no surprise to see VA loan limits going up. Denver is considered a high cost area which is why you will see loan limits higher […]
FHA Loan Limits- 2017 Announced
HUD has released the 2017 FHA loan limits to take effect next month. Good news for FHA borrowers is that HUD kept in step with Fannie & Freddie on conventional mortgage loan limits. FHA loan limits are based on the county, so you will see ranges all over the board on the front range of […]
Conventional Loan Limits 2017
The wait is over Denver and Colorado. We have been asked numerous times in the last 30 days. It looks like conventional loan limits 2017 will be up nationwide which will show additional signs of a strengthening housing market. The national conforming loan limits for 2017 will be $424,100 (up slightly from $417,000). Drum roll […]
Are you pre-approved
[video_embed name=”Pre-approved”] What is the true value of your lender letter and are you really pre-approved? It is quite disconcerting to see how many lenders at the big box banks are providing lender letters with only a credit report. This only is giving you a false assumption of a pre-approval. Then there are offers on homes, […]
Appraisals In Denver
[video_embed name=”Appraisals Denver”] Appraisals In Denver This has become somewhat of an issue for the Real Estate market. Whether you are buying, selling or refinancing, appraisals are taking on average 4-6 weeks! Luckily our average turn time is 3 weeks but this is still problematic. Basically, there are more appraisal orders than there are appraisers […]
Top 5 Reasons You Need To Wait To Purchase
When you are looking to purchase a home there are pertinent questions a lender will ask in order to help facilitate how they can help you. Listed below are the top five questions a lender should initially ask you when you call looking to get pre-qualified for a home purchase. Top 5 questions a lender […]
