Physician Loans, Are They Right For You?
You may have heard about mortgages specifically for physicians (known as physician loans) and are thinking of buying a home. They are attractive, but make sure you totally understand them to decide if you should take out a physician loan. There really are three main components to understand, so let’s go through them. Important components […]
What to do this weekend August 3-5, 2018
There is still some summertime fun as we head into August. Here are some great events you may want to check out: Friday, August 3rd Cherry Creek’s 10th Annual Wicket & Stick It Game– Cherry Creek Shopping Center-Outdoor Plaza behind The Container Store @ 2:30-7: 00 pm. Colorado’s largest croquet tournament. Widely considered one of […]
Purchasing a home in Colorado’s competive market
Purchasing a home in Colorado’s competitive market takes strategy. Many of you think that the only way to purchase in this market is that you have more money to put down and great credit. This is not necessarily the case. Let’s go over some facts and how to put yourself into a better position […]
Escrow shortage, what is it? How do you fix it and how can you prevent?
What is escrow shortage? This is a very common among homeowners. Let’s start with a quick refresher, an escrow account is an account held with your servicer that holds the funds needed to pay your property taxes and homeowners insurance. An escrow account is set up at the time of your purchase and/or refinance. It […]
2018 FHA Loan Limits Announced
The 2018 FHA loan limits where announced, they increased to $529,000 one-family for Denver metro area. This is great news for Denver metro area, and has followed in suit with 2018 conventional loan limits that were announced last week. Here is a quick guide to find FHA loan limits for 2018 on your own. Go […]
VA Loan Limits -2017 Announced
VA loan limits for 2017 have been released. Following suit with Conventional loans limits for 1-unit properties. Given the cost of housing in Denver and Colorado continue to increase it is no surprise to see VA loan limits going up. Denver is considered a high cost area which is why you will see loan limits higher […]
Are you pre-approved
[video_embed name=”Pre-approved”] What is the true value of your lender letter and are you really pre-approved? It is quite disconcerting to see how many lenders at the big box banks are providing lender letters with only a credit report. This only is giving you a false assumption of a pre-approval. Then there are offers on homes, […]
Time To Buy A Home
When is a good time to buy a home? This is a good question. Ideally, when you are considering to buy a home the decision should be based on these factors, need vs. want, timing, and finances. It should never be pushed or persuaded from the assumption or outcome of the current Real Estate market […]
Top 5 Reasons You Need To Wait To Purchase
When you are looking to purchase a home there are pertinent questions a lender will ask in order to help facilitate how they can help you. Listed below are the top five questions a lender should initially ask you when you call looking to get pre-qualified for a home purchase. Top 5 questions a lender […]
Appraisals In High Demand
EXTRA! EXTRA! HOT REAL ESTATE NEWS IN DENVER-You have all heard about how hot the Denver Real Estate market is unless you have been living under a rock! What else is going on, well those whacky low-interest rates are making it hard to pass up refinancing for existing homeowners. So, In a hot real estate […]
Camping & Hiking in Colorado
Now is the time to start marking our calendars for camping and creating our destination hiking trails that you haven’t explored yet. As a Colorado native, you would think I should know all the ins/outs of hiking trails and camping spots but as you may have noticed, Colorado is an enormous playground with vast areas to […]
5 Reasons to choose a direct lender vs. bank
Most of us tend to reach out to our bank when looking to apply for a loan, more specifically, a mortgage. Which seems to make the most sense to us, why not start with the place that holds most of if not all our funds and already has our information. Well, I want to point […]
