Millennials are Buying more Homes and Mortgage Brokers are Winning More Business with Real Estate Agents
Millennials are buying more homes than ever and Mortgage Brokers are winning more business with Real Estate Agents. According to a new report from Realtor.com, millennials are taking over the mortgage market in the U.S. Home-loan data analyzed by Realtor.com show millennials — defined here as the generation aged 19 to 37 — have purchased a larger […]
Events Happening this weekend Sept 28-30, 2018
There is a lot of events happening this weekend in and around the Denver metro area so sit back and take a look at what’s ahead. Get ready to make some bookmarks to plan your weekend with some great activities and events. FUN FOR THE WHOLE FAMILY: Friday, Sept. 28th @ 6:00 PM, Fright Fest […]
6 Reasons To Do A Credit Approval
Given how crazy aggressive the Denver Real Estate market is, we have seen many people lose offers because of lack of preparation. As a result of two years back, we created an approval process to put you in competition with other offers. Here are 6 reasons to pursue the credit approval 1)- Your offer will compete […]
Do I qualify to purchase a home? If so, how much and where do I start?
Do you qualify to purchase a home? If so, how much and where do you start? Let’s break it down a bit. Let’s look at how important it is to just take a breath, look at all the pros and cons and then see how you should proceed. What is the ideal strategy for you? You […]
Escrow shortage, what is it? How do you fix it and how can you prevent?
What is escrow shortage? This is a very common among homeowners. Let’s start with a quick refresher, an escrow account is an account held with your servicer that holds the funds needed to pay your property taxes and homeowners insurance. An escrow account is set up at the time of your purchase and/or refinance. It […]
2018 FHA Loan Limits Announced
The 2018 FHA loan limits where announced, they increased to $529,000 one-family for Denver metro area. This is great news for Denver metro area, and has followed in suit with 2018 conventional loan limits that were announced last week. Here is a quick guide to find FHA loan limits for 2018 on your own. Go […]
Should I put 20% down to purchase a home?
20% down Vs. 5% down [video_embed name=”20% DOWN TO PURCHASE A HOME”] This video was posted three years ago and it is still very relevant in this housing market! Especially for Denver’s Real Estate market. With the rate of increase in home values, this is something to consider when deciding on purchasing a home now […]
5 Things To Consider If You Want To Be A Landlord
[video_embed name=”5 Things To Consider”] How do you know if you’re ready to be a landlord? This is a really good question. Are you thinking about making your home a rental? Are you thinking of buying a rental this year? We have added 5 things to consider if you want to be a landlord. This is definitely […]
What’s going down in town…
What’s going down in town… There are always a lot of events once fall officially starts, from Boo At the Zoo, Harvest fests, Oktoberfests, Haunted Houses, etc. So it is time for my pick of the weekend events happening in and around Denver! I’m a huge Edgar Allen Poe fan so this caught my eye, at the […]
Are you pre-approved
[video_embed name=”Pre-approved”] What is the true value of your lender letter and are you really pre-approved? It is quite disconcerting to see how many lenders at the big box banks are providing lender letters with only a credit report. This only is giving you a false assumption of a pre-approval. Then there are offers on homes, […]
Is The Denver Housing Market Slowing?
I read an interesting article the other night talking about San Francisco and their housing market. It referenced how the market for rents was beginning to see a slow down. Meanwhile, the median rent is $4,500/month (Denver, you think you have an affordability issue in the Denver Housing Market?). And the median home price over […]
Should you buy or rent?
Most of the calls we receive are renters who have just been notified of their pending rent increase and they are realizing it may make more financial sense to buy rather than continue renting. Or folks moving to Denver from another city. As they put it, they don’t want to be “throwing our money away […]