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June 2024 Real Estate and Mortgage Report

The overwhelming majority of prospective homebuyers believe that buying a home, now or in the future, is the best decision for them in the long run. While it’s easy to get pre-occupied with interest rates, they shouldn’t be the only part of your home buying decision-making process. Insights “Astonishingly, greater than 90 percent of the […]

May 2024 Real Estate and Mortgage Report

While home prices are growing, home sizes are decreasing. More than a third of builders say they built smaller homes in 2023, and more than a quarter plan to construct even smaller this year, shares the NAHB. Home size is trending lower and will likely continue to do so as housing affordability remains constrained. Insights […]

April 2024 Real Estate and Mortgage Report

The inventory of homes actively for sale increased in 45 out of 50 of the largest metros compared with last year, and in four large metros, inventory was above pre-pandemic levels. With the anticipation of lower mortgage rates by the end of the year, home buyers could have more options and a bit more affordability. […]

Clearing the Air Around Manufactured Home Financing

Clearing the Air Around Manufactured Home Financing | Mortgage Maestro

Skyrocketing home prices over the last five years have forced more families to consider purchasing manufactured homes. Manufactured homes cost significantly less and, in some cases, represent better value than even a typical starter home. Unfortunately, the homes are notoriously difficult to finance. There are reasons for it. For the purposes of this post, consider […]

March 2024 Real Estate and Mortgage Report

The real estate market continues to exceed expectations. There are more than 1M fewer foreclosures in the last five years, home prices rose in 96 of the top 100 largest metropolitan areas over the last four quarters, and Americans are sitting on tremendous equity. Insights “Policymakers now risk committing another policy error, this time by […]

February 2024 Real Estate and Mortgage Report

There is a narrative we must combat in the real estate market. The latest Fannie Mae report showed 24% of consumers believe their prices are going to depreciate over the last 12 months. We actually had a very strong 2023 and we’re going to finish this year between five and six percent appreciation.   Insights […]

Everybody Wins with a Higher Down Payment

Everybody Wins with a Higher Down Payment | Mortgage Maestro

Mortgage brokers and lenders alike encourage buyers to come in with higher down payments. Still, we get the fact that coming up with a sizable down payment is one of the most difficult tasks a home buyer has. So why do we suggest saving as big a down payment as possible? Because higher down payments […]

January 2024 Real Estate and Mortgage Report

The real estate market remains strong, bolstered by the recent drop of mortgage rates. Home prices are expected to continue their upward trajectory in 2024, with most markets reaching new price highs. Insights It appears that mortgage rates are now falling again. They will almost certainly not fall to pandemic lows, although we may soon […]

Maximize Your Home Finance Savings

Maximize Your Home Finance Savings | Mortgage Maestro

Although low and no down payment mortgages are not nearly as popular as they were in the late 1990s and early 2000s, they can still be found if you know where to look. The other side of that coin is to avoid the temptation of trying to buy a home with little or no down […]

Mortgage Tips for Gen Z Buyers in Colorado

Mortgage Tips for First-Time Gen Z Buyers in Colorado | Mortgage Maestro

Gen Z is coming into its own. Members of the youngest adult population in America are taking their place in the culture. For many, that means buying a first home and starting a family. But how to go about financing that home? More importantly, what can Gen Zers do to make lining up a mortgage […]

December 2023 Real Estate and Mortgage Report

Topics: Introduction: Current State of the Real Estate Market 2024 Home Price and Sales Forecasts Mortgage Rates and Buyer Demand Home Affordability and Market Dynamics Opportunities for Home Buyers in the Current Market Conclusion: Invitation for Personal Consultation VIEW THE REPORT Introduction: Current State of the Real Estate Market As we approach the end of […]

November 2023 Real Estate and Mortgage Report

Topics: Introduction: Navigating the Current Market Home Price Trends: Stability Amidst Uncertainty Mortgage Rate Movements and Affordability The Rise of Multi-Generational Living Inventory and New Listings: A Glimmer of Hope The Future of Homeownership: Millennials and Gen Z Conclusion: Your Path to Homeownership   VIEW THE REPORT Introduction: Navigating the Current Market In the November […]