Maximize Your Home Finance Savings
Although low and no down payment mortgages are not nearly as popular as they were in the late 1990s and early 2000s, they can still be found if you know where to look. The other side of that coin is to avoid the temptation of trying to buy a home with little or no down […]
What Can Homebuyers Do While Waiting to Close?
Closing on a home can take 90 days or longer depending on the circumstances of the transaction. Waiting for closing to occur can be an anxious time for buyers. They just want to finalize things so they can move in. Believe it or not, there are actually things buyers can and should do while they […]
Navigating Uncertain Waters: Choosing Between a 2/1 Rate Buydown and Permanent Rate Buydown in Today’s Market
Navigating Uncertain Waters: Choosing Between a 2/1 Rate Buydown and Permanent Rate Buydown in Today’s Market In the ever-fluctuating world of real estate and mortgage rates, making informed decisions is crucial, especially in an uncertain rate environment. Today, we delve into the intricacies of choosing between a 2/1 rate buydown and a permanent rate buydown. […]
Why First Time Homebuyers Stick to a Budget
Homebuyers looking for a Colorado mortgage lender are no different from homebuyers in other parts of the country, in the sense that they usually go into the home-buying experience with a budget. Shopping around with a budget in mind makes good sense. But it is equally important to stick to that budget throughout. It’s not […]
The Benefits of Growing-Equity in Your Home
Over the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast continued growth, just at a slower pace. One of the often-overlooked benefits of rising home prices is the positive impact they have on home equity. Let’s break down three ways this is a win for […]
2 Reports That Say Now Is a Great Time to Sell Your House
Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights last seen in 2014, with millennials […]
Do You Know How Much Your Home Has Increased in Value?
Last year, we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed: “Homeowners with mortgages have seen their home equity more than double since 2011, increasing to a record-setting $8.3 trillion in 2017.” The […]
3 Things You Need to Know in a Shifting Real Estate Market
Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on the housing market? If you are […]
What’s Ahead For Real Estate in 2019?
As we begin another year, everyone wants to know: “Where is the housing market headed in 2019?” It’s not only buyers, sellers, and homeowners who are impacted. The real estate market plays an integral role in the overall U.S. economy. Fortunately, key indicators point toward a stable housing market in 2019 with signs of modest […]
Here’s how that Fed rate hike will impact you
With the Federal Reserve’s latest quarter-point (.25%) interest rate increase, the central bank officials now forecast two hikes next year, down from three rate raises previously projected. The decision affects rates on all kinds of borrowing, from home mortgages to credit cards. An increase to interest rates usually causes consumer interest rates to rise, but the […]
4 Great Reasons to Consider Buying a Home Today Instead of Waiting
1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that national home prices increased 5.4% year over year in October 2018 and are forecast to increase 4.8% from October 2018 to October 2019. The bottom in home prices has come and gone. Home values will continue to appreciate, thus waiting no longer makes sense. […]
Festive things to do this weekend Nov. 30th-Dec. 2nd in and around Denver
Tis’ the season to be jolly! The streets are decorated the music has already started playing on the radio stations, decorations have been in the stores since Halloween, it is now time to start the festivities! There are so many local festivities that started taking place since Thanksgiving! If you are looking to start a […]
