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Understanding Home Equity loan option: Is a HELOC or a cash out refinance better?

Managing Debt in 2025: How Denver Homeowners Can Leverage Home Equity to Improve Financial Stability The Growing Financial Challenge: Record Credit Card Debt & Strained Cash Flow American households are facing an unprecedented financial crisis in 2025. Credit card debt has soared past $1.2 trillion, setting a record high, and the average cardholder now carries […]