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Mortgage Advice
Ray Williams

Gift Funds for an FHA loan

Gift funds are an acceptable form of funds for your down payment and/or closing costs, including earnest money for an FHA loan but there are

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Mortgage Advice
Ray Williams

FHA Mortgages

These past few days I’ve received an increase of calls asking about FHA mortgages. After further discussion I find out they are looking at FHA because

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Mortgage Advice
Ray Williams

FHA 203k- What is it

FHA 203k-What is it and how do you get one?  Being one of the few local lenders in the Denver area that can provide a

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Mortgage Advice
Ray Williams

Credit Is Crucial

Credit is crucial when looking to purchase a home! No beating around the bush, if you have a FICO score below 600, regardless of the

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Mortgage Advice
Ray Williams

VA Loan Limits For 2016

We saw what Fannie Mae did for Conventional mortgages, and FHA did for loan limits for 2016 in Denver. The VA also has increased their loan

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