Give us a call at 303.779.0591
Mortgage Advice
Ray Williams

Rent vs. Buy

What Is it better, rent vs. buy?  In Denver, it’s 43 percent cheaper to buy, which analysts blame on a tight rental market that isn’t being

Read More »
Mortgage Advice
Ray Williams

Rehab and 203k Loans

Crucial to community revitalization, the FHA 203(k) program works toward the repair and rehabilitation of eligible properties. There are also conventional rehab loan options that

Read More »
Mortgage Advice
Ray Williams

FHA Loans

Dating back to the Great Depression, when foreclosures and default rates rose very quickly, the U.S. Federal Housing Administration began insuring and subsidizing lenders in

Read More »
Mortgage Advice
Ray Williams

Appraisal vs. Inspection

Many home buyers get a little confused as to the difference between an appraisal and a home inspection.  Both are shown as deadlines on the

Read More »
Mortgage Advice
Ray Williams

Pre-Approval VS. Pre-Qualified

Pre-approval vs. pre-qualified, is there really a difference? With inventory low, this can cause stress in trying to find a home. With that being said, for

Read More »
Mortgage Advice
Ray Williams

Get Your MCC

Have your heard of the MCC? The Mortgage Credit Certificate. If you haven’t and you are a first time home buyer or a Veteran you

Read More »
Mortgage Advice
Ray Williams

Credit, Credit, Credit

Your credit score is vital!  I can’t stress it enough.  Your credit score is your key to getting a mortgage.  Whether you want to refinance

Read More »