As of yesterday, April 24, 2013 CHFA announced a new guideline change for their CHFA Advantage program. They have lowered the credit score to 680!!! (Previously 700).
As you know, tax season is now over and by now you have either filed your taxes or filed for an extension. Some of you may already
Too many of us don’t take advantage of the annual free credit report that is offered to us (freecreditreport.com or creditkarma.com) and don’t find out that our
There has been quite a buzz going around about the MMA, no not mixed martial arts, but the Metro Mortgage Assistance Program, including articles in
Over the past year Colorado has remained very strong in the Real Estate Market, many articles showing how our home prices are increasing and sales
Everyday there is a new advertisement about “low rates”, on the radio, on billboards, in the media, etc. Yes rates are at record lows, and
CHFA has made some recent changes in their guidelines that will help ALL home buyers! Effective as of Friday April 5th, 2013 CHFA has removed the
April is Fair Housing Month if you haven’t noticed already with many social medias blasting out fair housing awareness. It’s all about fighting housing discrimination.
CHFA has made some recent changes in their guidelines that will help those with dreams of owning a home come true! Effective as of Friday April
Recently I had client call me wanting to look into refinancing, but had some questions. Like most of us hearing that rates are low, she wanted to see if
Last month I posted “how banking habits can affect your loan approval” (March 19th). I honestly can’t stress this enough! This would be the number one “speed bump”
My goal is always to write about what I feel is helpful for a homebuyer. With all the new changes in the real estate market
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
