As a mortgage originator, I understand navigating interest rates when buying can be a major concern for prospective homebuyers. As of December 11, 2023, the
As you look to step into homeownership in 2024, the real estate market continues to evolve, presenting both challenges and opportunities for prospective homebuyers. While
Amortization is a financial concept with multiple applications. For example, business owners rely on amortization to express the value of their assets for tax purposes.
Navigating Uncertain Waters: Choosing Between a 2/1 Rate Buydown and Permanent Rate Buydown in Today’s Market In the ever-fluctuating world of real estate and mortgage
With each new client hoping to get a home mortgage comes a lengthy list of circumstances that will ultimately impact how much the client can
As the final months of your rental agreement disappear, you stand at a pivotal crossroads—take the bold step into homeownership or renew your renter status.
The real estate landscape is ever-changing, and 2024 is set to bring some significant shifts, especially for homeowners looking to convert their primary residence into
Home mortgages are not one-size-fits-all financial instruments. There are lots of different types of mortgages, all targeting certain groups of people with different needs. Needless
Navigating homeownership through divorce is emotionally taxing, and the last thing you want to worry about is how it will affect your future plans. Whether
Making an offer on a house is a milestone that home buyers generally look forward to. The experience can be even more exciting when a
Debunking Myths: Using Home Equity to Clear Credit Card Debt – An In-depth Guide on Money Management In today’s rapidly evolving financial landscape, homeowners often
A Bright Future for Renters-turned-Investors through FHA’s new announcement for ADU income. Attention, Millennial and Gen-Z renters! If you’ve been eagerly waiting for a window
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
