What Is a Mortgage? How They Work and its Types
Have you ever wondered how people can afford to buy a house? Well, one big reason is something called a mortgage. It’s like a special kind of loan that helps you buy a home, even if you don’t have all the money upfront. In America, people owe a total of $12.14 trillion on 84.0 million […]
FHA’s New ADU Underwriting Guidelines
A Bright Future for Renters-turned-Investors through FHA’s new announcement for ADU income. Attention, Millennial and Gen-Z renters! If you’ve been eagerly waiting for a window of opportunity to delve into real estate investment, now might just be your time! With the new FHA underwriting guidelines for ADU financing, you could find yourself taking advantage of […]
Navigating the Waves of the Housing Market: A Compass for Homebuyers
In the vast ocean of the housing market, waves of uncertainty often sway potential homebuyers, especially those from the millennial and Gen-Z generations, into a sea of apprehension. The echoes from the 2008 housing market crash still linger in the corridors of financial discussions, casting shadows of doubt over the prospect of diving into homeownership […]
Budgeting for Increasing Mortgage Payments when buying New Construction Homes in Colorado
When diving into the world of homeownership, especially with new construction homes, it’s crucial to understand that your mortgage payment might not remain static. Many first-time homebuyers, particularly millennials and gen-z, are often caught off-guard when they find their mortgage payments shifting post-closing. This article aims to shed light on this phenomenon and emphasize the […]
How to Prepare to Buy a Home in 2024
The year is 2024, and the real estate landscape has shifted dramatically. With new challenges and opportunities on the horizon, preparing to buy a home has never been more exciting. But where do you start? Dive into this clever home buying guide 2024 to navigate the home-buying waters with confidence and creativity. Understand the Current […]
Are Smart Homes Worth the Price Mark-Up?
Homebuyers come in all types. Some are single, others are couples, and still others are families. Some have college educations while others do not. Some have limited budgets while others are free to spend big. We see it all. So we are not surprised when a buyer tells us they are willing to pay more […]
The Magic of House Hacking: A Duplex & FHA Mortgage Combo
Ever fancied the idea of someone else making half your mortgage payments? No, we’re not delusional. And yes, it’s a genuine possibility. Let’s dive into a clever, yet completely achievable, strategy to get the most out of your first home-buying experience in 2023. The Charm of a Duplex For the uninitiated, a duplex is essentially […]
Millennials are Buying more Homes and Mortgage Brokers are Winning More Business with Real Estate Agents
Millennials are buying more homes than ever and Mortgage Brokers are winning more business with Real Estate Agents. According to a new report from Realtor.com, millennials are taking over the mortgage market in the U.S. Home-loan data analyzed by Realtor.com show millennials — defined here as the generation aged 19 to 37 — have purchased a larger […]
6 Ways to Share the Spirit of the Season Now — Starting From Home
It’s Never Too Late To Become A Secret Santa You probably don’t have to look far to find someone who could benefit from a gift or kind gesture this time of year. Try one (or all) of these ideas 6 inspirational ideas for sharing the season with those closest to home. 1. HOST A COOKIE AND […]
Is The Denver Real Estate Market Slowing Down?
This guest blog was written by West + Main Homes Is the Denver Real Estate Market Slowing Down? Are you wondering if the Denver real estate market is finally slowing down? Over the last month, real estate agents have seen significant price reductions in the Denver Metro Area and houses haven’t sold as quickly. This […]
Starter home or could it be more?
Today I came across an article in Realtor.com titled “how to deal when you’re stuck in your starter home”¹. This struck a chord and spoke to me. My husband and I were literally talking about this exact same topic on our way into the office this morning. We bought our home “starter home” in May […]
5 Things to do this weekend- October 19-21, 2018
5 Things To Do This Weekend There is always something fun to do in this beautiful state of Colorado. You can enjoy the outdoors, the parks, the breweries, the local restaurants, and all the local communities events. Here is a list of some local activities going on this weekend. Halloween Harvest Festival– Saturday, Oct. 20th-Downtown Westminster, […]