5 Top Mortgage Options in 2024 for First Time Buyers
Navigating the journey of purchasing your first home can feel like deciphering a complex puzzle. But, fret not, aspiring homeowners we’ve got you covered with mortgages for first-time buyers! In the ever-evolving landscape of 2024, understanding your mortgage options is the first step towards unlocking the door to your dream home. Whether you’re drawn to […]
6 Ways to Share the Spirit of the Season Now — Starting From Home
It’s Never Too Late To Become A Secret Santa You probably don’t have to look far to find someone who could benefit from a gift or kind gesture this time of year. Try one (or all) of these ideas 6 inspirational ideas for sharing the season with those closest to home. 1. HOST A COOKIE AND […]
Is The Denver Real Estate Market Slowing Down?
This guest blog was written by West + Main Homes Is the Denver Real Estate Market Slowing Down? Are you wondering if the Denver real estate market is finally slowing down? Over the last month, real estate agents have seen significant price reductions in the Denver Metro Area and houses haven’t sold as quickly. This […]
Purchasing a home in Colorado’s competive market
Purchasing a home in Colorado’s competitive market takes strategy. Many of you think that the only way to purchase in this market is that you have more money to put down and great credit. This is not necessarily the case. Let’s go over some facts and how to put yourself into a better position […]
2018 FHA Loan Limits Announced
The 2018 FHA loan limits where announced, they increased to $529,000 one-family for Denver metro area. This is great news for Denver metro area, and has followed in suit with 2018 conventional loan limits that were announced last week. Here is a quick guide to find FHA loan limits for 2018 on your own. Go […]
First-time Home Buyer Programs
First-Time Home Buyer Programs There seems to be a lot of misleading and lack of information out there regarding first-time home buyer programs. As an experienced mortgage professional, when I searched “first time home buyer programs”, I found lots of information. The problem with the information that I found was that there really weren’t any straight […]
Mortgage Calculator Malfunction
Looking for a mortgage calculator to give you the magic answer? What exactly is the magic answer? The answer you are looking for is seeing how much home you can afford. What amount are you pre-qualified for to purchase? What the mortgage calculator doesn’t give you is the expected interest rate for you. Same for […]
How much home can I afford
When you are thinking about purchasing a home typically the first question you ask yourself is “how much home can I afford?”. This is a great question to get you started but quite honestly, I think there is a more important question you need to be asking yourself. “What are your expectations in the vision of […]
New Down Payment Assistance Options with CHFA
There are new down payment assistance options with CHFA! CHFA is known for their down payment assistance programs as well as their specialty programs. Yesterday CHFA rolled out a change to their down payment assistance grant program and added a zero-percent second. The down payment assistance grant will now be for up to 4% of […]
Time To Buy A Home
When is a good time to buy a home? This is a good question. Ideally, when you are considering to buy a home the decision should be based on these factors, need vs. want, timing, and finances. It should never be pushed or persuaded from the assumption or outcome of the current Real Estate market […]
Top 5 Reasons You Need To Wait To Purchase
When you are looking to purchase a home there are pertinent questions a lender will ask in order to help facilitate how they can help you. Listed below are the top five questions a lender should initially ask you when you call looking to get pre-qualified for a home purchase. Top 5 questions a lender […]
FHA Good or Bad
I’m surprised to hear on a regular basis how a prospective client explains that they have been pre-approved with a lender. And that they strongly pushed away from an FHA loan, for many they weren’t even offered an FHA loan. FHA loans are designed to help more people buy a home because they require […]
