Jump In Our Express Lane
Across the nation, home sales are down 3% according to the National Association of Realtors. For the month of April existing home sales put an end to two straight months of gains. There was a 3.3% drop in existing home sales here in the west. What does this mean for the consumer? With what the […]
Why & When Should You Consider An Adjustable Rate Mortgage (ARM)?
Long-term fixed mortgage rates have risen consistently through the 2018 year so far. When it comes to mortgages the rate of increase is influenced by our economy, among other indicators (such as the bond market and other financial markets). With rising interest rates (on mortgages) it can have an impact on some homebuyer’s purchase power. […]
6 Reasons To Do A Credit Approval
Given how crazy aggressive the Denver Real Estate market is, we have seen many people lose offers because of lack of preparation. As a result of two years back, we created an approval process to put you in competition with other offers. Here are 6 reasons to pursue the credit approval 1)- Your offer will compete […]
Saving Money For Down Payment
Good credit? Earn good money? But nothing saved for Down Payment? I know there are many aspects of buying your first home that can be frustrating, one of those on the list…not having the funds for down payment. Well, I know in this day and age it is hard to save money, however, there […]
Don’t have 20% to put down to buy a home, that’s ok
Looking to buy a house but don’t have 20% to put down to get out of pesky M.I.? Little does the public know there are programs that allow for only 3% down and no M.I. Today I’ll be going over two options that we have available for the borrow who is worried about having to […]
Do I qualify to purchase a home? If so, how much and where do I start?
Do you qualify to purchase a home? If so, how much and where do you start? Let’s break it down a bit. Let’s look at how important it is to just take a breath, look at all the pros and cons and then see how you should proceed. What is the ideal strategy for you? You […]
2018 Conforming Loan Limits for Colorado and the US
2018 Conforming (a.k.a Conventional) loan limits have been announced! Looking good for the Denver metro area, better than expected. Nationally that will be at $453,100 (up from $424,100) and in Colorado (drumroll please) we will see Denver & major metro at $529K (high balance loan limit)! For other counties in Colorado, we are looking at: El […]
Under contract to purchase a home, important tips you need to know
Helping your lender is critical when you are under contract to purchase a home. This may seem like a no brainer, but often times it is easy to put your lender on the back burner once you go under contract. Most buyers feel that now that they are under contract most of the work is […]
Mortgage Calculator Malfunction
Looking for a mortgage calculator to give you the magic answer? What exactly is the magic answer? The answer you are looking for is seeing how much home you can afford. What amount are you pre-qualified for to purchase? What the mortgage calculator doesn’t give you is the expected interest rate for you. Same for […]
Unicorns, Sand, Jugglers, Oh My! Things to do this weekend in Denver
There are plenty of things to do this weekend in Denver (and surrounding areas)! We’ve got Unicorns, Sand, Jugglers and much more! This weekend is a good time to get out and explore Denver and the surrounding neighborhoods. I’ve put together some options for you to hopefully partake in. EVENTS THIS WEEKEND Saturday Only For […]
Should I put 20% down to purchase a home?
20% down Vs. 5% down [video_embed name=”20% DOWN TO PURCHASE A HOME”] This video was posted three years ago and it is still very relevant in this housing market! Especially for Denver’s Real Estate market. With the rate of increase in home values, this is something to consider when deciding on purchasing a home now […]
How much home can I afford
When you are thinking about purchasing a home typically the first question you ask yourself is “how much home can I afford?”. This is a great question to get you started but quite honestly, I think there is a more important question you need to be asking yourself. “What are your expectations in the vision of […]
