Living in Denver Colorado: Pros and Cons Revealed
Denver, Colorado, is a big city and the capital of the state. It’s the most populated city in Colorado, with about 715,522 people in 2020, up by 19.22% since 2010. It ranks as the 19th most populated city in the United States and the fifth most populated state capital. Denver has pretty nature and cool […]
The Smartest Homebuying Strategy in 2024 is Happening Now
As the final months of your rental agreement disappear, you stand at a pivotal crossroads—take the bold step into homeownership or renew your renter status. With the buzz of potential mortgage rate reductions, 2024 could be the opportune time to establish your homestead. A Look Back Mortgage rates have historically taken a dip from November […]
People Are Still Moving, Even with Today’s Affordability Challenges
If you’re thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. That much is true. Take a look at the graph below. It breaks down how the current affordability situation stacks up to recent years. The National Association of […]
5 Important Considerations for Making Your Home a Rental in 2024
The real estate landscape is ever-changing, and 2024 is set to bring some significant shifts, especially for homeowners looking to convert their primary residence into a rental property. For those who have an amazing rate, and lots of equity this has become an attractive way to generate passive income and build wealth. One of the […]
Navigating Homeownership Through Divorce: Your Guide to Qualifying for Your Next Home
Navigating homeownership through divorce is emotionally taxing, and the last thing you want to worry about is how it will affect your future plans. Whether you’re contemplating keeping your current property as a rental or selling it, this guide will walk you through the essentials of qualifying for your next home. Let’s dive in. The […]
2023 Year-End Home Price Forecasts
According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months. But why do roughly 1 in 4 people feel that way? It has a lot to do with all the negative talk about home prices over the past year. Since late 2022, […]
Foreclosures and Bankruptcies Won’t Crash the Housing Market
If you’ve been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. That could be making you feel uneasy, especially if you’re thinking about buying or selling a house. But the truth is, even though the numbers are going up, the data shows the housing market isn’t headed […]
Growing Your Net Worth with Homeownership
Take a moment to imagine where you want to be in a few years. You might be thinking about your job, money, wanting more stability, or goals you want to reach soon. Is homeownership a part of that vision? If it is, you should know owning a home has a whole lot of financial benefits. […]
Home Prices Are Not Falling
During the fourth quarter of last year, some housing experts projected home prices were going to crash in 2023. The media ran with those forecasts and put out headlines calling for doom and gloom in the housing market. All of this negative news coverage made a lot of people have doubts about the strength of the […]
Why Today’s Housing Inventory Shows a Crash Isn’t on the Horizon
You might remember the housing crash in 2008, even if you didn’t own a home at the time. If you’re worried there’s going to be a repeat of what happened back then, there’s good news – the housing market now is different from 2008. One important reason is there aren’t enough homes for sale. That […]
The Return of Normal Seasonality for Home Price Appreciation
If you’re thinking of making a move, one of the biggest questions you have right now is probably: what’s happening with home prices? Despite what you may be hearing in the news, nationally, home prices aren’t falling. It’s just that price growth is beginning to normalize. Here’s the context you need to really understand that trend. […]
Your Home Equity Can Offset Affordability Challenges
Are you thinking about selling your house? If so, today’s mortgage rates may be making you wonder if that’s the right decision. Some homeowners are reluctant to sell and take on a higher mortgage rate on their next home. If you’re worried about this too, know that even though rates are high right now, so […]