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Ray Williams

Denver is Booming

Every day there seems to be a new addition to Denver’s skyline!  It seriously feels like a new building is popping up each day.  There seems

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Mortgage Advice
Ray Williams

Renovation Loans

Renovation, Remodel, Rehab all these words mean the same thing and are used to create the house you have into the house you want with

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Mortgage Advice
Ray Williams

Down Payment Assistance

Down payment assistance seems to be a hot topic and there’s no surprise as to why. Unless you are living under a rock you are

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Mortgage Advice
Ray Williams

Gift Funds for an FHA loan

Gift funds are an acceptable form of funds for your down payment and/or closing costs, including earnest money for an FHA loan but there are

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Mortgage Advice
Ray Williams

FHA Mortgages

These past few days I’ve received an increase of calls asking about FHA mortgages. After further discussion I find out they are looking at FHA because

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