Mortgage Advice
Refinancing your home
Right now there are a lot of advertisements about refinancing your home and most are for good reason and usually geared around the Holidays. Now
December 3, 2015
Give us a call at 303.779.0591
Right now there are a lot of advertisements about refinancing your home and most are for good reason and usually geared around the Holidays. Now
So FNMA has again acknowledged what we know to be true. With the release of the Conventional Loan Limits for 2016, fannie mae sees the cost of living
To refinance or not to refinance that is the question. This is always a great question and for each person their situation and answer to
Here we are, the time to be thankful! For many over the last few weeks this has gained new perspective or sharpened that thought. What
Down payment assistance grants, what are they really? Let’s get this out on the table because there seems to be some confusion and many misleading
Renovation loans are not an easy find these days. Recently we were informed that Wells Fargo is no longer offering FHA 203k loans. The reason
When you are looking to get pre-approved for a home mortgage lenders will analyze your debt to income ratios. This is why it is extremely
If you have a judgment on your credit unfortunately you will not be able to get pre-approved for a home mortgage. A judgement needs to
As you may have noticed the market has slowed down. It’s not as aggressive and homes are staying on the market a little longer than
Gathering your financials and sending them to a lender is part of the pre-approval process. You’re lender needs to see two months most recent bank
What is Home Buyer Education (HBE)? It is an educational course that covers the complete process of buying a home and becoming a homeowner. The
As of October 3, 2015 the federal government is changing the way mortgage disclosures are handled which could affect your loan closing. It is called
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
