Mortgage Advice
Judgement on your credit report
If you have a judgment on your credit unfortunately you will not be able to get pre-approved for a home mortgage. A judgement needs to
October 28, 2015
Give us a call at 303.779.0591
If you have a judgment on your credit unfortunately you will not be able to get pre-approved for a home mortgage. A judgement needs to
As you may have noticed the market has slowed down. It’s not as aggressive and homes are staying on the market a little longer than
Gathering your financials and sending them to a lender is part of the pre-approval process. You’re lender needs to see two months most recent bank
What is Home Buyer Education (HBE)? It is an educational course that covers the complete process of buying a home and becoming a homeowner. The
As of October 3, 2015 the federal government is changing the way mortgage disclosures are handled which could affect your loan closing. It is called
Purchasing a home for the first time is an exciting yet confusing, overwhelming and can be an intensive process. So where do you start? Well,
Sourcing funds from bank accounts is by far the most difficult part for many of my clients. This seems to be the most common concerning
I receive several calls daily inquiring about our services. Many are first-time home buyers and they always start off by asking if there are any
As you may have already noticed, purchasing a home can be overwhelming, especially if you’re a first-time home buyer. There is so much information to
This is a very common question I get asked on a daily basis. What is the difference between FHA & Conventional loans? Instead of getting
Congress will consider the new Federal budget in the next few weeks. A 93% REDUCTION/CUT in the HOME Program is being considered as part of
You may have heard that you don’t have to count your deferred student loan payments on your qualifying debt when looking to get pre-approved for
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
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