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Mortgage Advice
Ray Williams

Do you know your limits?

Recently I received a call asking if I advise my clients on their budget and if I would consider myself a budgeter?  Interesting question and one

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Mortgage Advice
Ray Williams

Don’t be discouraged?

Recently I had a very unsettling conversation with another lender regarding FHA loans.  The conversation started with the lender asking if our company/branch does FHA

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Mortgage Advice
Ray Williams

Thinking of Selling Your Home?

Recently the Real Estate news is emphasizing how home purchases are increasing and the market is growing stronger.  Does this mean it is the best time to

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Mortgage Advice
Ray Williams

Are you covered?

How well are you covered?  I am referring to Home Owners Insurance (HOI or a.k.a. Hazard Insurance).  Whether you are an existing home owner, home buyer or a renter,

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