Have your heard of the MCC? The Mortgage Credit Certificate. If you haven’t and you are a first time home buyer or a Veteran you
Your credit score is vital! I can’t stress it enough. Your credit score is your key to getting a mortgage. Whether you want to refinance
What should your lender be doing for you? The obvious answer is “help me get a mortgage”. Yes, but don’t you want and expect more? If not,
Calling all Realtors & Buyers…. There are times when in a purchase contract, after the home inspection, some repair issues could arise. This is when the
The 203k loan has been around for a while, it is just until recently that is has gained some exposure. Many are looking to either
So, while Fannie Mae was on board with allowing people to use gift funds for down payment this fall for Conventional mortgages. The PMI companies
So I have been working with a buyer on their VA application. They had numerous accounts in dispute on their credit report. The challenge that
Those who are looking to get a VA loan coming up should already know, there is no real loan limit for VA loans. This means, if you
Hard to believe that the year is coming to an end today! WOW! What a year it has been. It started with a bang, getting
As you may have already heard, guidelines will be undergoing some more changes in the New Year. Some of the changes may make it more
For the time being Fannie Mae and Freddie Machave announced that loan limits will not be changing heading into 2014! There was previously some concern
Again, not to be confused with “mixed martial arts” but the Metro Mortgage Assistance Plus Program. This unique program that offers a 4% grant for
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
