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Mortgage Advice
Ray Williams

3% Down, No MI!

Yes, you have read it correctly.  A Conventional 30 year loan, 3% down and NO MI!!  This is the CHFA Advantage.  I’ve previously posted about

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Mortgage Advice
Ray Williams

Why get the MCC? Why NOT.

Do you know about the MCC (Mortgage Credit Certificate)? Do you need the MCC? Is the MCC necessary? No, not always, but there are some situations where

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Mortgage Advice
Ray Williams

Do you know about the MCC?

If you haven’t heard about the MCC (Mortgage Credit Certificate) and you are a looking to buy a home, you REALLY need to take the time to find

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Mortgage Advice
Ray Williams

One more thing to remember…

I am always emphasizing about how important having your banking lined up before you want to purchase a home and/or refinance.  It is really the number one “hurdle”

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Mortgage Advice
Ray Williams

Don’t be without one!

If you are interested in putting an offer on a house, you can’t afford to be without a lender letter.  Right now houses that are on

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Mortgage Advice
Ray Williams

Proceed With Caution

Are you looking for a house?  Do you have a Real Estate Agent/Realtor? Before you call the agent on a for sale sign you just drove by or go into

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