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Mortgage Advice
Ray Williams

Investor Driven Market

We all know that rates are at an all time low and these rates are helping the housing market.  Right now there is just not enough inventory and

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Mortgage Advice
Ray Williams

“Rate Shopping”

Everyday there is a new advertisement on the radio, over billboards, in rolling on the side of your social media sites, about “low rates”.   Yes, rates are at record lows,

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Mortgage Advice
Ray Williams

CHFA Advantage Update

As of yesterday, April 24, 2013 CHFA announced a new guideline change for their CHFA Advantage program.  They have lowered the credit score to 680!!! (Previously 700). 

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Mortgage Advice
Ray Williams

Help, I need Credit Repair!

Too many of us don’t take advantage of the annual free credit report that is offered to us (freecreditreport.com or creditkarma.com) and don’t find out that our

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Mortgage Advice
Ray Williams

MMA Expanding Areas!

There has been quite a buzz going around about the MMA, no not mixed martial arts, but the Metro Mortgage Assistance Program, including articles in

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Mortgage Advice
Ray Williams

HARP Opportunity Extended!

Over the past year Colorado has remained very strong in the Real Estate Market, many articles showing how our home prices are increasing and sales

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