MORTGAGE BLOG

Right now there is a changing landscape in the Denver real estate market. Prices have been increasing for the most part on homes this year.

I have heard this question so many times. “Ray, why is this coming up now, we gave  you all of the financials you asked for

This week a friend of mine informed me of a terrible situation they were recently put under, they bought a townhome for $80,000, they recently just had a

The FHA 203K loan is growing more popular, it is not a new loan program, it is the old but new again!  The 203k rolls

For the past few years we have been educating and informing clients on the Mortgage Credit Certificate (MCC).  It amazes me how few lenders are doing

Over the past few months we have been helping new clients and previous clients with a streamline refinance, saving some of them up to $300

Hello Colorado! This time of year is the time to reflect. To reflect on what you are thankful for, and what makes you pursue things

Down Payment assistance isn’t only for those who have no savings or have lower credit scores.  I think it is people who DO have good credit

The most common question these days when asking clients to provide a specific document is “Why do you need this?”  With the tightening of guidelines

For most of us mortgage lingo is like a foreign language.  Seriously!  The abbreviations, the terms, can sometimes feel like a language barrier between you and your

With the devastation of Hurricane Sandy these past few days, it should make us all ask “Do I need flood insurance?”, even though we don’t live in a

There has been a lot of talk regarding the affordability of homes these days.  But buying a home is still a really big challenge for