The Fiscal Cliff: The Basics
It’s safe to say that by this point, we’re all aware of the fiscal cliff and its status as the elephant in the room. What
It’s safe to say that by this point, we’re all aware of the fiscal cliff and its status as the elephant in the room. What
If you’ve been watching the economic news, you’ve probably noticed that market experts and traders have been keeping a close eye on the Commerce Department’s
Finally something to reward those who have good credit, all of you out there that have worked at maintaining or worked to get good credit.
Recently the problem I keep running into is after talking with a client and discussing their monthly income and over the phone their income “sounds”
Right now there is a changing landscape in the Denver real estate market. Prices have been increasing for the most part on homes this year.
I have heard this question so many times. “Ray, why is this coming up now, we gave you all of the financials you asked for
This week a friend of mine informed me of a terrible situation they were recently put under, they bought a townhome for $80,000, they recently just had a
The FHA 203K loan is growing more popular, it is not a new loan program, it is the old but new again! The 203k rolls
For the past few years we have been educating and informing clients on the Mortgage Credit Certificate (MCC). It amazes me how few lenders are doing
Over the past few months we have been helping new clients and previous clients with a streamline refinance, saving some of them up to $300
Hello Colorado! This time of year is the time to reflect. To reflect on what you are thankful for, and what makes you pursue things
Down Payment assistance isn’t only for those who have no savings or have lower credit scores. I think it is people who DO have good credit
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
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